But whenever I pay anything from my account I always have to confirm it. The bank gives a QR code for me to scan and then enter the correct code. Only then its authorized.So how could these fraudsters make multiple withdrawals/purchases. I also set a daily withdrawal limit at the bank.
Which bills did the victim pay as part of the fraud?
They don’t all work like that, normally the QR code is to make a payment, then requires a 2nd-level of authentication that may use a code as described or if you’ve enabled it fingerprint recognition from your phone, which is what I use.
Well by me and ZKB I put in my account number and also password. Then I get this popup that I have to scan with Mobile App or with a QR Reader and enter code that comes up. So its foolproof. Im sure he had no security like this.
I got a telephone call from somebody saying they were from The Swiss Post and that I had to pay 600 Franks. It was a 077 number. I had no idea what he was talking about. He was saying I should login to my Swiss Post account. I hung up straight away. What sort of scam is this?
I get 2 or 3 calls per day, I accept the call but say nothing. The person or robot calling also say nothing, call is ended after 4-5 seconds.
I think I’m a barbarian because I don’t answer a call by telling my name, unless I know the number. These days the phone system is so corrupt that social norms could take a little update: callers should identify themselves first and state purpose of the call.
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Probably the bill for your calls to Australia
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The Swiss Post is not Swisscom!
Just got a scam e-mail supposedly from Twint.
"As part of the ongoing development of our security measures and in line with FINMA’s requirements for 2026, we are carrying out a systematic update of the telephone numbers associated with TWINT accounts.
◆ PURPOSE OF THIS INITIATIVE
Updating your telephone number enables us to:
✓ Strengthen two-factor authentication (2FA)
✓ Ensure compliance with the GDPR and FINMA 2026 requirements
✓ Ensure the continuity of your payments and transfers
UPDATE TIMELINE
We would ask you to complete this update by 30 June 2026. After this date, outgoing payments will be temporarily suspended.
➤ Update my number
Protected by TWINT Secure · ISO 27001:2022 certified
24/7 Customer Support
Telephone: 0800 44 55 66 (free from within Switzerland)
Email: [email protected] · Live chat: twint.ch/help "
However came from olegage @ gmx .de so somehow I don’t think it’s anything to do with Twint. Plus I don’t use Twint at all. 
How to trace this scammer +41 77 316 86 18?
There’s a high chance that the number was spoofed, that number may not exist, or it’s the one from a local bakery. That’s the sad state of the phone system.
Yes, most of the ones I get show a number very close to my own, like the same but with the last 4 digits slightly changed. This probably makes it more likely that the target will think it more likely to be a genuine caller.
As it happens I just had the first scam call for a while, the old recorded message type, from one such close number. This time apparently it was the Cantonal (pron can-tone-al) police department telling that my ID card has been u… disconnected at that point.
I’ve never understood this bit of Swiss phone etiquette.
The way I see it: You called me, you know who I likely am. The onus is then on you to identify yourself and state a reason for calling. I don’t know you, or why you are calling, I’m not going to volunteer information until I have a reason to do so.
I’ve always stuck with my definitely-not-Geraniumpolizei-approved phone protocol: I say ‘Hello?’ and wait for callers to identify themselves. And enjoy the sound of heads exploding in the background.
(One of the ‘Glück in Unglück’ things about having a dog whose seizures are triggered by unexpected sounds is that all devices are set to silent - I don’t hear a phone ringing and thus don’t answer calls anymore. If you know me then you know how to get hold of me. If you don’t… too bad. No spam, no scams to dodge. A phone call free life is a blessing.)
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I’m amazed by the lack of phone etiquette everywhere (and this was a problem years ago, even in the U.S.). I answer hello…the caller should say, “This is so-and-so, may I speak to the bossy?” Instead, I’m given the third degree, and when I challenge them, they ring off. Telling.
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it is interesting how different countries used to answr the phone…
in France “Allo” (=hello)
in Spain “Digame” (=tell me)
in Italy “Pronto” (=ready)
In Czech or Slovak “Prosim” (=please?) or “ano” (yes?)
In Russian " Слушаю" (=i am listening)
i have only found Germans & Swiss answering giving them their own name. I always wondered why…
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I like digame! Tell me who you are, and I’ll deign to talk to you if you are the right person,
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I remember my grandparents (UK) answering the phone with their OWN phone number. -Pick up phone- “852476!”
What was that all about??
The Bouquet residence, the lady of the house speaking!
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Everyone in the UK did that when I was a kid, it was really weird.
Here I just stick to a brusque hello and wait for them to tell me who they are and why they’re calling. Most likely of the time I don’t even bother to answer unknown numbers, I figure if it’s something important they’ll leave a message.
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