Hi All,
I am in a smilar situation, that my wife will be arriving pregnant to Switzerland. Currently, she is employeed in another country in the EU and will come here for her sick leave before giving birth and then for the maternity leave.
Did anyone have similar experience? I was wondering if there is anything else required from our side besides registering her here and getting the health insurance. Do we need to de-register her somehow in the country she is employed now or something like that?
Thank you in advance for your help.
If she needs to deregister from her own country can only be answered if we knew her home country.
Is it required in your home country to deregister? In mine it is not.
Is she currently on sick leave, or do you mean the period of time she will finish for work before the baby arrives?
I know that happens in the UK, i.e. you agree a time to stop working before the birth, regardless of whether you can carry on or not. This doesn't happen in Switzerland. You can work until you go into labour if your doctor thinks you are fit.
I was properly signed off sick with bed rest during my pregnancy and this, for health insurance purposes, was officially counted under sick leave. Thereafter, everything was maternity leave.
Thank you very much for your quick replies, miniMia and Sandgrounder.
My wife currently resides in Poland.
Her doctor offerred her already a sick leave (in case if she is stressed in the office, etc), but she deceided to continue to work for a couple of more weeks. She will take the sick leave during her next doctor's appointment.
She would move to Switzerland about 4 months before giving a birth and officially will be employeed in Poland. Thus, my question if we need to report somehow this fact or de-register her somewhere?
She will need to be officially registered in Switzerland. Thereafter she will be obliged to take Swiss health insurance which will cover her for the pregnancy and birth.
If she needs to be signed off sick while here, her doctor can only do that. They can also just reduce the working hours, too, if necessary.
No idea whether she needs to de-register from her Polish residence. She's best to ask there.
Thank you. In terms of health insurance, can she get it before registering here in Switzerland?
In the past you couldn't (I'm talking about 20 years ago). I strongly suggest you call one of the Swiss insurance providers and ask them. Here's one, they'll call you back and offer advice "no strings attached":
https://www.sanitas.com/content/kran...x/kontakt.html
What do you mean by "deregistering" in Poland? If your wife gets a sick leave till the end of pregnancy, you should check with ZUS (I'm Polish too how to make it legal for her to leave the country - I know there are some options, but better check than be sorry. She might need to attend some check-ups to prove she really is unable to work. Failing to attend might, in the worst case scenario, end up in loosing a job an one-year maternity benefit.
Not necessarily.
Europeans moving within Europe are usually subject to the social insurance system of the country of employment, even if different from the country of residence.
If she remains employed in Poland after the move, she keeps Polish health insurance. In Switzerland, it will cover the same benefits as Swiss insurance would.
http://data.europa.eu/eli/reg/2004/883/2014-01-01
I presume she will not actually work for very long, but she will remain subject to the Polish system for as long as she receives a maternity benefit from Poland.
https://www.kvg.org/en/domicile-in-s...--1--1077.html
She should register with the Gemeinsame Einrichtung KVG with the form S1 issued in Poland.
Thank you for all the replies. So basically, the first step for me would be to register her in my Gemeinde as she will be staying here more than 3 months? And then do I have the choice to go with the Gemeinsame Einrichtung KVG or with the regular Swiss health insurance?
Is your wife Polish? If not, I don’t think she can remain working in Poland once she registers here.
As for health insurance, if she stays employed in Poland she has to take the KVG.
Congratulations! You Sound similar to me and my husband two years ago. The first Thing I would recommend before even arriving in Switzerland is ask your co-workers in Switzerland or your relocation contact any recommendations for a doctor for your wife. My co-workers helped me with finding a really good doctor here when we came over 6 months pregnant. Second I would get a copy of all your medical records from the pregnancy to bring to your new doctor. Just note that some doctors in Switzerland don't take on new patients or may have limited hours, so I recommend spending the phone call to ask for an appointment for when you arrive. Most Hospitals have Visitation times, so no stress about that. They normally do an english tour once a month, so you can ask your doctor for recommendations if the due date is a ways off. Remember to breathe...everything always works out in the end and you have more resources then you can even Think of