Budget Web Hosting for 1st timers USD$4.99 one time fee

Frankly, is saving the typical 150-200 a year really worth the hassle? Especially as a 1st timer?

Perhaps try hostpoint.ch, free for the first month and with free support (probably within reasonable limits). AFAIK they host any PHP-based CMS so you'll be able to move your stuff elsewhere easily. Perhaps have them install Wordpress and off you go.

Yes frankly !

Found a good one. French firm OVH.

€3 per month for all I need and scalable.

No reason to buy Swiss and have the price x3-4 for this privilege.