Dealing with an accident

You might be able to claim some of it from accident insurance or other insurances.

1 Like

Hospitals are full of old or very old people. Some of them are straight from care-homes and obviously have dementia.

The ambulance-fine is a running joke in Switzerland. Unless you’re dying, call a taxi.

2 Likes

If the ambulance cost was CHF 500 then the insurance already paid half.

Ambulance costs in Switzerland typically range between CHF 700 and CHF 2,100 per call-out, often averaging around CHF 1,500.
Basic health insurance covers 50% of the costs for illness, up to a maximum of CHF 500 per year, leaving patients to cover the rest.
Accident insurance usually covers 100% of costs if employed

2 Likes

The hospital social worker advised me he’d probably get 80% of lost earnings via accident insurance.

4 Likes

That happened to me, you need to appeal, however saying I don’t remember is a bad idea & not answering the questions is better as they need evidence of some sort unless you do nothing which is the same as agreeing. If he has legal insurance it’s time to contact the insurance.

1 Like

I had some news from the hospital today that they’re letting him come home for half a day on Good Friday, plus he can come for an overnight stay Sat / Sun, so I’m mainly just thinking about that at the moment. He’s allowed to out of hospital for 23hrs and 45mins for the overnight stay.
One of the reasons for him being allowed out is he’s exhausted from listening to the patient who shouts and screams 24/7, when he’s in his room he’s wearing noise cancellation headphones all the time. The doctors have said once it’s possible to move him to a part of the hospital for patients who are not such high dependency it’ll be better as he’ll have more peace and privacy (i.e. no confused patients wandering into his room).

9 Likes

If the Police really have zero evidence, a lawyer ought to be able to come up with an explanation as to why he is innocent. This is why saying nothing is important & saying ‘I can’t remember’ allows the Police to come up with an explanation that makes him guilty. It’s a game only the Police know the rules better than you do, they are allowed to lie to you when they question you!

1 Like

And “I don’t remember” sounds like it could be a totally valid, truthful response from someone who’s just had a bad head injury.

I don’t know if the assumption would be then that you lost control absent all other information.

Compared to “a car hit me but I don’t remember any details”.

Which they could turn that round to “I hit a car” and double any fine.

OH was moved from high dependency to another unit of the hospital last Friday. I thought this would be good for him as he was finding the patient who screamed day and night very distressing and he wasn’t sleeping, I was really pleased when he told me he was moving.
He has a lovely room with a balcony overlooking the animals and aviary, but it’s not working out at the moment and this week has been stressful as I’ve had a sore throat since Monday and can’t risk visiting (he’s still in semi isolation). It seems on this section patients are pretty much left to their own devices in their rooms and there’s not much communication with staff. He also has a less full daily schedule and today he got his morning meds 4 hours late, the epilepsy one makes him drowsy and he conked out in the afternoon (thankfully they’re gradually cutting the dose until he can come off it). He was also supposed to have a session with the lead doctor today and she didn’t turn up.
He’s also had conflicting info from different staff shifts, he was told he had to have his meals in the common room, then he was told he wasn’t permitted, then told that was wrong and that was ok. We were also told I had to do is laundry at home which was wrong. He now has a pass to get in and out, but was told off for taking a walk in the grounds yesterday evening. He doesn’t know what the rules are now and he doesn’t want to rock the boat in case they think he’s difficult.

I’ve been a bit concerned about his wellbeing this week as he’s been quite down, is complaining about a lot and is quite vocal about it.
We have a joint meeting with a neuropsychologist on Monday (rescheduled from last Monday due to my throat issue) so I’m deliberating whether to mention all this to her. Thankfully the overnight home weekend visits are working out which is good for both of us so that’s something. His accident insurance is also paying out the 80% of his salary now, but the agency in India keep emailing me about a restarting work date and I’ve had to be curt with them as they don’t seem to read the info I’m giving them about him still being an inpatient!

6 Likes

My wife suffers from hay fever and has a sore throat at the moment.

Did you get a chance to visit a doctor to confirm what you have.

This. We’re taking our allergy meds because of all the pollen in the air.

1 Like

The MeteoSuisse app has a pollen tracker. From the Home Screen just scroll down to close to the bottom. Lots of tree pollen about at the moment and grasses are just beginning.

Keep communications very simple as their English is probably basic. Just write “My husband is still in hospital, so he won’t be returning to work anytime soon”

Slightly off topic, but why do you not push back on the agency here in CH and demand that they follow Swiss laws, rules and regulation and provide you with a person who knows the swiss requirements, legal obligations, benefits/insurances that are in play and the way things in CH work?

It’s dubious to me how the company can outsource HR to some place far away … They must have representaiton here in CH, even if the ‘HR tasks’ are being done elsewhere.

In times of urgency and needs, it’s not really acceptable that a person has to jump through such hoops to get the full support they need. This is not really how CH insurance works, as far as my experience …

Simply my thoughts …

1 Like

OH had a consultation with the neuropsychologist assigned to him today, she’s English and easy to communicate with. She’s listened to all the niggly problems he’s had this past week and has said she will make some enquiries and follow up what’s been happening regarding being given conflicting information as it’s part of her her job to get proactive on things like this. He’s also complained his rehab schedule keeps being changed at very short notice (sometimes 10 mins before) and other bits have just been cancelled. A doctor was supposed to see him yesterday and didn’t turn up, he was also supposed to have another bacteria test yesterday which didn’t happen. I don’t like to criticise but compared to the ward he was on it all seems to be a bit disorganised and haphazard, but maybe they are short staffed as it’s a bigger unit.

She’s also told him this ward has it’s own social worker and the SW will deal with the agency pressing us on a return to work date if I forward on the emails.

He had an incident during the early hours of Thursday involving a very scary nightmare where he was in A and E with a lot of people round him and darkness and confusing things going on, it terrified him to the point the nurses had to get a doctor to calm him down. They think it’s possible he’s starting to remember bits of what happened and his brain is trying to process it. The doctor was also really annoyed he’d been given meds 4 hours late.

11 Likes

Found out today I’ve won a 4 figure sum on Postcode Lottery back in the UK along with some others sharing the same postcode as my house :smiley:

OH is doing really well with his rehab and coming out at weekends. Unfortunately he hates the ward he was moved to just over 3 weeks ago. The staff have no rapport with the patients like the high dependency ward he was on and half the time the scheduled visits from doctors don’t happen or suddenly get cancelled. He sees a nurse at nine in the morning for obs and sometimes that’s it until nine at night.
He’s also been shouted at by the cleaning manager for having an untidy desk, she says it’s too difficult for staff to clean it. Aside of his laptop and phone stand what’s on there are items he uses for exercising his left arm and hand (hand weight, a stress ball to squeeze and some resistance bands). She speaks Basel Deutsch and uses a young member of staff to translate to English. 2 weeks ago the translation he got was she had said “your behavioural problem at the moment is because you are not having intimate relations with your wife” which was totally unprofessional, out of order and none of her business. I told his psychologist this as he felt totally humiliated by that comment. She said off the record this woman is known for being a bitch, but I don’t want to complain whilst he’s there as I don’t want to rock the boat for him. The situation is difficult enough as it is.

One good thing is he’s coming off the epilepsy meds on Friday, they make him confused and sleepy and affect his speech an hour after he gets them. He’s also lost about 2 1/2 stones which he’s pleased about.
I just wish I could see a discharge date tbh.

11 Likes

@Cherub, good news indeed. Could the mods move this to the main thread, so that all of us who are following Cherub and hubby’s progress can keep up? Thanks…

1 Like

Yeah, I’m following this thread and would like to believe that the worst part is over. The uncertainty, the fear and the helplessness, and I really hope for the best possible outcome.

6 Likes