Guardian Wealth Management

Have you considered funds that are actively managed with a history of success and have low fees? Many active funds are very reasonably priced.

E.g. Scottish mortgage. Fees are 0.35%. Performance in the last year is over +100%. Way way outperforming any index.

Personally I don't like passive funds as I don't want to own bad companies. I have most of money invested with Bailie Gifford funds with a bit in Fundsmith and Smithson. The only problem has been that performance has been so good I am at a bit of a loss as what to do next. Probably a lot of Smithson.