Oh. Its Bayern. And also the name of the state.
OH just searched the same region. Nearest affordable to Munich is Bad Wörishofen, then check 50km north or south of the A96. There are some affordable places (we saw some 2-rooms for 700âŹ), as long as you donât get too close to the lake.
Iâve heard a couple of âhorror storiesâ about German landlords (so yeah, some people do suck) but these guys seemed all right.
So no, itâs not worth fighting, it is what it is.
How many months are you âuncoveredâ before retirement?
That is age dependent but a lot of people will have to work to 67 now.
Not so sure. 67 and four months as for people born after 1959-1960, and 66 if you came sliding down the ways before 1959.
The big plan was to now start looking for a permanent place, maybe even buy some fixer-upper for cheap and do it up by the time I need it.
Not going to happen now.
These places are considered cheap these days. But add the âwarmâ costs and you easily get to 1000âŹ.
And prepare for st least 300 to 500 other applicants.
Die Altersgrenze steigt stufenweise auf 67 Jahre
Die Altersgrenze fĂŒr die Regelaltersrente ohne AbschlĂ€ge wird bis 2031 schrittweise auf 67 Jahre angehoben. Angefangen mit dem Geburtsjahrgang 1947 wird die Altersgrenze bis 2023 um jĂ€hrlich einen Monat angehoben. Sind Sie beispielsweise Jahrgang 1956, können Sie mit einem Alter von 65 Jahren und zehn Monaten in Rente gehen. Ab 2024 wird die Altersgrenze beginnend mit dem Geburtsjahrgang 1959 in 2-Monats-Schritten angehoben.
FĂŒr Versicherte ab Jahrgang 1964 gilt dann die Regelaltersgrenze von 67 Jahren.
The age limit is gradually rising to 67
The age limit for the standard old-age pension without deductions will be gradually raised to 67 by 2031. Starting with those born in 1947, the age limit will be raised by one month per year until 2023. For example, if you were born in 1956, you can retire at the age of 65 years and ten months. From 2024, the age limit will be raised in 2-month increments starting with those born in 1959.
The standard retirement age of 67 will then apply for insured persons born in 1964 or later.
Translated with DeepL.com (free version)
Why not try Neuschwanstein Castle, located in Hohenschwangau? Betcha they have a few rooms. In the belfry, with the bats!
LOL. If I got that right, the flat is upstairs from the kids parentâs place. The kid grew up there!
They will shorten slammers cancellation period if they find out he is badmothing tha place
Makes sense, I guess those earning 50-80k in Switzerland would have a better life somewhere in EU.
Does Germany require permanent residence? Otherwise you could buy a camper, park it somewhere. Itâs maintenance also costs, but definitely less then rent. Friends are doing this in the UK since years. Rent a cheap big house in the middle of nowhere, but each owns a custom made van-moving studio, never renting anywhere close to the place of the contract.
They have just finished renovating it for 20 million. Donât think they will like non EU foreign riff-raff stinking up the place again.
Come to think of it, it would be one hell of an Asylantenheim.
80k is around the median income, would half of people in Switzerland have a better life somewhere else in Europe?
Yes and they really, really donât like you living permanently on a campsite. In some areas it is tolerated but comes with all kinds of rules and regulations designed to make such s lifestyle uncomfortable.
Unless you can claim gipsy roots then you can order your Mercedes G and caravan and go a-roving.
but 50k is not, still Iâd say that that even 80k makes no difference, unless the recent inflation in EU caused a shift in the optics.
In my view, Switzerland is nice for those earning above average, when the âhigh entry costsâ + low tax are much better compared to âlow entry costsâ + high tax. It used to be the opposite for low earners, mainly because of the âhigh entry costsâ, that is the constant bills, rent, utility, insurance, groceries.
Even with an income tax rate of 40% (which is probably the average in EU), yes, theyâd probably have a better life in countries like Austria or Spain. (I picked Austria for being culturally âcloseâ and Spain for the good weather and their good/top healthcare system)
Sorry, I was not clear enough. I mostly agree with the numbers and your interpretation of them.
My surprise and rhetorical question was about telling so openly that the system fails to half of the population. Life is good as it is, half of the population waking up brings uncertainty.
Well, as you said one time before - trees have roots, not people (I remember that because frankly it contradicted my opinion). People can move a bit around, experience the world.
Unfortunately this is a luxury someone so close to retirement canât afford anymore. Or can they? (weâre living in a freakishly ageist world, I know)
This is something Iâve been thinking about lately. If I stay in Switzerland until I retire, I most likely wonât bother moving, because by then I should be able to afford to retire here. However, it seems that this would be no better than retirement anywhere else, which I should be able to afford a little earlier than age 65. So the time is now or never, however quitting a golden cage is a tough decision.
How old are you now? If you want to move, I guess you also need time to settle into a new place and get to know people there. But Switzerland is so expensive, that you can often retire elsewhere much earlier.
My whole life was on the move so the only long term relations I have are with like minded nomads. Switzerland is no exception, Iâm not rooted here. Hmm, weâre not talking about any big difference, the clock is ticking so if I decide to retire early it wonât be anything spectacular, just few years earlier than the official age
but on the other hand, this is whatâs makes me think about such things. I donât expect much from life anymore, just a peace of mind, being free and not hungry. I guess thatâs all so I donât feel excitement about earning big bucks to become a millionaire, Iâm shifting my thoughts towards having support for the rest of my simple life and just âexitâ