Just now, I tried to open Neo digital bank account, yet finally failed because the e-staff told me that I should apply after receving the residence permit.
During the Neo bank account application, I found that the bank didn’t ask questions such as annual income, ocupation, wealth size.
Is that common? Isn’t there KYC requirement? Were you asked such questions when you tried to open bank account in any of the banks?
Danke
That will be relevant if you want a loan or so or an overdraft.
For the opening of a bank account, your passport, permit and address etc are normally sufficient.
Since they can control all they events on the account you tried to open they don't need to look to carefully and they can and will come back to your later.
If you sent money to the account and it meets their MLA criteria it will be placed on hold until you satisfy them it is legit and the same if you send it the other way. There really is very little in the way of MLA that you can get up to in that case so why waste their time on you.