a few years ago i moved my UK pension to an international SIPP which is managed by an independent through another company. over the years the returns have not been great and whilst they give me reasons for poor (negative) returns or losses, (the war) I'm getting to the point where i want to manage the portfolio myself.
naturally i pay for their services and I'm told i should be grateful its not been a bigger loss...
does anyone else have a setup where its managed by a 3rd party which see good returns?