That assumes they actually took out a 3rd pillar which is not a given since they are optional.
My mistake, I meant 2nd pillar that everyone earning above about 2300 a month will have by law, so I am sure Bowlie was in that category.
I never bothered with a 3rd pillar.
I believe the ability to access pension plans happen in 1995. We bought before that.
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AFAIK you can’t really take it with you. 
The loan falls to your estate, however you’ve planned it to pan out.
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I don’t know where you live, but max to the 3a is what 6K, times 5 means 30K. In the area, a house costs at least 1 million, so you need a 200K deposit.
I’m not sure what this reply has to do with my post?
I was merely clarifying what FMF had said.