It HAS to be more often true than not, otherwise the insurance companies wouldn't make any money. Just saying. But it's like any other insurance - you might be able to pay a little each month for a long time but not a large amount all at once.
Question for those who have insurance, out of curiosity more than anything else:
Does your policy cover or exclude human meds for veterinary use? (Obviously prescribed by the vet.)
And, does your policy cover or exclude behavioral medicine, again prescribed by a vet?
Do any policies cover behavioral therapy - 'prescribed' (that is, recommended) by a vet but conducted by a behaviorist? Note - not training, but rather specific behavior therapy.
And, does your policy cover physical therapy?
Many thanks.
Animalia covers
-medication and aids prescribed or administered by a veterinarian
-CHF 600.– per year for treatments such as homeopathy, acupuncture, osteopathy, physiotherapy, hydrotherapy, psychotherapy, phytotherapy, bioresonance, behavior therapy, chiropractic, Chinese medicine
You Sir/madam are a person of high quality. Thank you for your love and care towards our furry friends..... :-)