Great point, and for sure as you are the owner and user of a solar system your point is much more valid. I`m still pending for March 2023 to get installed (I hope :-)) just signed contract last month for 16kWh system, sorry said 14kWh in original post but calculated wrong. The linkage to heat pump yes was maybe not so accurate as you usually use it in winter etc with no solar benefit. Think you missed my argument.
My point was that in summer when you can sell back to grid you can offset this. Our Gemeinde / local power company here is paying 0.2 CH /KW next year, one of the highest rates in CH, we are about 30km south of Basel, there is a website that shows the rates see below.
So basically my point the scale of economics works as if we have a good spring summer like this year we would potentially pay nothing, maybe even earn some. We would earn 3k based on a 16kWh system earning 0.2CHF/KW selling back to grid. Our electrical bill before with oil was 1k, now with price increases and heat pump 3k.