The age old question - will my salary be enough?

Thank you for the detailed reply, yes our current diet is very meat orientated.

I was in Switzerland 2 weeks ago, and immediately cried when I saw what Lamb chops cost :sweat_smile: But we can adapt our diet.

Unfortunately housing allowance is only for 3 months then I need to pay myself.

During the interview they said they will send me a breakdown of living costs which I have not received yet.

I have requested it to compare to my research.

About, salaries…I have the results of a 2024 income survey made by the Swiss Engineering association (STV/UTS/ATS). I’ll look later for the parts relevant for Sales/Contracting/Distribution. Time to work now :innocent:

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I’d ask for 20% more (125k) and accept 10% (115k). That offer is quite low.

That housing allowance may cover the cost of new electricals and other incidental costs of moving, but I certainly don’t see it as income.

The housing allowance is a drop in the bucket. Temporary accomodation is super expensive.

In our last move here, we agreed on a lumpsum payment for moving etc. of 17k and we managed to avoid temporary housing. Which is very difficult if you are from far away and not familiar with the market. Iternational company normally have pre-set relocation packages available. Make sure you ask for this.

Some stats from the income survey from last year. Hope it helps:

  1. income according to managing others or not. regional sales manager sounds like ā€œUnteres kader mit Führungsfunktionā€

  2. income by age and specialty

  3. income by job type (sales = verkauf)

  4. income by region in Switzerland. I was surprised to see Zug (ZG) that low in the rankings.

You have to know whether pull factors outweigh the push factors for your move. 104k isn’t a good salary to support a family of four having newly arrived in Switzerland. For established Swiss families with support networks and local knowledge it’s manageable, but not for a newly arrived expat. I wouldn’t come for less than 120k in your situation tbh.

You can always look at it as a first step to get into Switzerland and then do a job switch down the line to get a higher salary.

Me and my husband earn roughly 115K between us. I don’t know how we could afford to support kids or have a bigger apartment, there would certainly be no holidays!

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Not for 5-10 years if his permit is tied!

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Like everyone else is saying, that salary is too low. There are few people with a family already living here that would relocate to Zug for 104 K PA. That rent budget of Fr 2700 PM is also too low for Zug, In addition to rent you also have energy costs and even the parking space for the car will cost another 200 Fr PM at least - rent/energy/parking will already cost you at least Fr 3500 PM

Do you think they can tide his permit to a single employer for more than 5 years (usually a B permit)? I hope not. And there’s always a way out of these issues and authorities are not very consistent as far as I know, so you don’t know if he’ll get this type of permit.
Anyway, I agree with everyone else saying the budget would be extremely tight for Zug.

This thread has been super helpful thanks! If this is what all Swiss people are like then integration will be easy :star_struck:

HR sent me a summary of cost of living on Monday, and according to them I will be short around 1500 chf every month.

They literally said in a spreadsheet that I will not have enough money to to pay all my expenses.

I know the lady in HR maybe she was trying to warn me.

I will respond with information shared here and other data i have collected and ask them to please revise.

If they don’t then i will be stuck in South Africa, where the road conditions are as unpredictable as the political leaders, but at least the lamb chops cost around 5 chf per kg.

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Stunning.

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It really depends how desperate you are to get out of SA. If you don’t get a better offer, you could just produce your own budget. Use comparis.ch fir all sorts of cost comparisons, from health insurance to mobile phone providers. It’ll give you a reasonably good idea. Consider renting a 3-room apartment (living room, bedroom for parents, kids share bedroom). Look for older apartments a bit further out. Usually, public transport is very good. Put together a virtual shop using our cheapest supermarkets lidl.ch and aldi.ch. there’s also migros.ch and coop.ch. Again, I’ll give you a rough idea. My neighbour has lots of sheep and lambs. I could ask him how much he wants for them. But they are really much too pretty to eat - consider going vegetarian.

Depending on how you all feel, it may be worth tightening your belts. There isn’t much crime, the kids will get a good education and might enjoy an outdoorsy lifestyle.

Maybe your wife could look into child minding other English speaking kids until she finds her feet?

Ch.ch is also useful for lots of info

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See what i mean?

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bluntside’s tips about doing comparisons on costs and prices is worth doing. I’ve been intermittently doing this recently with my OHs retirement situation looming as we’ll be going down to about a tenth of our monthly income and supplementing this with savings until we find a way forward.

I’ve had the Lidl Plus app on my phone for a while now, it’s quite good. I’ve also started trying out more of the Migros budget products and using money off coupons and the 5f coupons you get with the Cumulus card. I’ve got 2 Denners near me that I use, their own brand laundry liquid tabs are cheap and every bit as good as the big brands. OTTO is where I get branded toiletries although Müller own brand things are cheap and good. I never buy expensive makeup, my one indulgence every 5 weeks is my hair appointment and that’s non negotiable :slightly_smiling_face:

We looked at the possibility of renting a smaller apartment even if it meant going back to Kleinbasel, but we’d have to get rid of furniture and when I costed things out for things like removers it wasn’t really worth it. Anyway OH then decided he doesn’t want to move, if he gets a bit of contract or freelance stuff we have a spare room set up for this as the job he’s leaving allowed him to WFH 3 days a week.

One thing he was peeved at yesterday - the CEO of his company turned 65 yesterday and isn’t retiring :angry: just shows there’s one rule for the very senior management and another for the plebs.

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TBH, that’s depressing. What’s the point of climbing the ladder if you cannot retire before the worker bees?

Well, just another idiot who mistakes management for ownership.

Someone told him today there had been a meeting last week with the guy who put the kibosh on his retirement deferral, he was asked did he realise what a huge hole was being left in this team when OH left. The guy said was he important then, no answer to that really. It’s painfully obvious he has no idea what this team actually do.

Then I found out there had been a team lunch last week, OH didn’t attend because this guy was going to be there. His line manager asked him today why he didn’t go and OH said did you really think I’d want to make polite conversation with someone who’s just written me off.
He’s come in tonight looking awful :cry:

Here is the budget they shared with me.

As a matter of interest my wife is a qualified teacher in South Africa, will it be easy for her to find a job?

From what ive read the job market is a bit tough at the moment.

Also for the kids, one 6 and one is 3 what will the costs be for aftercare?

I understand kids come home for lunch? and if not you have to pay for mitagtisch?

at what age does ā€œfreeā€ schooling start?

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