I just send them a copy of the permit when I renew it.
Iâd recommend the Cantonal bank from the Canton you live in as a start.
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ZKB has a branch in Affoltern aA.
They are not free, and they will take some time before they issue you a credit card but the ebanking is good and very rarely unavailable without planned maintenance.
Maybe you can plan a visit here, tomorrow:
Itâs an interesting view into the beginnings of the Swiss industrialization. Well, at least from the outset.
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I could recommend UBS, in more than ten years all issues were professionally handled, they have standard procedures which also respect papers from gemeinde, donât know about ZKB may be it is better than any other cantonal bank, but in my opinion it is all village level (migros, szkb was just horrible, neon, yuh is good to not have fees and no service/no solving problems at all), others also in that direction, complicated and unpleasant to deal with, it is quite ironic to think about how good must be âswiss banksâ until you start living here, i tend to think all that reputation is just for billionaires tucking safely their money not for common folk.
Thanks again for all the feedback.
I was provided with the pool car upon arrival, but the company has since called me saying because i dont have a work permit yet, there are some legal and insurance liabilities, and they will collect the car and it will be safer for me to rent a car.
Do you have any recommendations for renting a car with some packing space, and space for 2 kids, i looked and sharely and gomore.
It will probably be for around 30 days
Only if you are an American.
Mobility is nice. You pay only if you use it.
But, I use it with the swisspass card. If you have to wait for a car it will take a few days 
ZKB is quite modern IMO and efficient. I would advice against mobile-app only banking, except only as a free alternative account to use as a âprepaid cardâ, i.e. never load too much on the account so you canât loose too much because of card fraud, etc. Ofc you can always setup limits on your main banking product, but having an alternative (or backup) has some advantage.
I use Revout, with a small balance, as my backup card.
The online-only banks are great. Until thereâs a misunderstanding and they cut you off and you have no-one to call.
The Cantonal Banks still have people involved and the âKâ in KYC is more than just a letter.
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I use Wise, mainly when Iâm travelling or for some online purchases here.
Can it be used wisely at an ATM to get Euros in Italy?
Exactly, I was about to sign for Alpian, but after all the questions, scanning my ID, face, etc it ended with a step displaying an A4 pdf filled with typical 10pt font of lawyerish stuff on the mobile (as itâs mobile app only) and asking you on the next step to tick a check that you read it and accept everything, no other option 
I just killed the app and uninstalled it 
total idiots/amateurs
You can use Wise at ATMs, the entitle you to 2 free withdrawals in a month after that thereâs a fee. i generally carry very little cash on me, sometimes just a hundred Euros or so for small purchases like bottled water. I went to Como back in June and we never used any cash at all, same last time we went to Copenhagen and 2 weeks ago in London.
Sofia in Bulgaria last year was a different story, everything was so cheap there it was better to use Lev and little places like sandwich bars and kiosks expected it. We were allowed into an art exhibition in a building in a park near to our hotel for free because we didnât have small enough currency, we felt so embarrassed we went back next day and gave them the entry fee plus a small donation for the renovation they were doing on the little building.
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Morning All
Just an update from our side, due to the delay in the work permit, it has given us some time to settle in. Which has been a blessing. My daughtr has started school and she loves it, and so do we, the school is great and so is the teachers, and very close to our apartment.
We have spent some time around town exploring spielplatze and other attractions. I have also been around the area to get furniture and other necisities, all the people we have interacted with so far have been great.
The only small frustrations we have is the time its taking for the work permit to be approved, but this is no fault of ours, and we are patiently waiting for Zurich Immigration process our applications.
The other thing is our upstairs neighbor who gets up at 4 o clock every morning and then starts ârunningâ around. I believe this is part of apartment living, and will maybe get used to it, i dont mind getting up early but 4 is a little early for me.
We managed to take a swim before the weather changed, which im happy about, also pleasanty surprised about how nice the public swimming area at Turlersee was. Where we come from these type of places will not be safe for kids or families.
We also attended german classes at a church nearby as we want to master the language.
Below some pictures of our recent adventures
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Switzerland revolves around the very rich and the rich . The rest can go and fuck themselves. (the thoughts of the politicians)
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Is it better anywhere else?
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Playing with the firemen tools looks fun 
Glad you are settling in well. Invest in some good earplugs! 
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Or a long handled broom to bang on the ceiling with.
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