I am since 5 years with PF, nothing to compain, and it is absolutely free!
I'm with UBS, I've never used any other bank here. I also got the free first year (I've only been here 10 months) and after that I think it's free if you have over ~10k CHF in your accounts.
The internet banking is the best I've ever used - the budget / spending tracker tool is absolutely superb, no more need for spreadsheets etc.
I have a maestro card & credit cards. I'm not paying any fees for the credit cards, to my knowledge..! Only problem is, can't use the maestro for online shopping so airlines, for example, charge an extra 10chf for booking with my credit card.
No problems with them