When will reference rental interest rates decrease?

[Phil_MCR]

See also this thread:

Referenzzinsatz rent increase or rent reduction

In Switzerland, the Referenzzinssatz (reference interest rate) is an important benchmark for determining rent adjustments, as it directly influences the cost of renting properties. It is based on the average interest rate of existing mortgage loans in the Swiss market. Conceptually, the Referenzzinssatz is calculated as follows: 1. Average of Outstanding Mortgage Interest Rates The calculation begins with determining the average interest rate of all outstanding mortgage loans that Swiss banks h…