Are there any disadvantages for applying for a health insurance premium reduction for my 19 year old? I worry about our resident permits (EU) being renewed next year if we take up any “social insurance” as I am now self-employed and income isn’t what it was when we moved her 5 years ago. Would love to get a reduction but not if it means our permits could be denied.
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I see there aren’t any replies yet, so have a bump. Hopefully someone will be along to share a personal experience or some links with info.
Well you’d need to get proper legal advice. But there is a general requirement to establish economic viability when five years, this is rarely a problem for people so there is little discussion on it. Applying for social assistance might be take as a failure to meet that criteria. But as I said you need to get legal advice.
From the FAQ on the federal administration web page.
Unfortunately, they do not cite the legal basis (I wouldn’t be surprised if it were an interpretation based on past court rulings).
admin.ch: FAQ Aufenthalt und Integrationskriterien
- Sozialhilfebezug
[…]
- Ebenfalls keine Auswirkungen zuungunsten der betreffenden Person hat der Bezug von Alimentenbevorschussung und von Prämienverbilligungen der obligatorischen Krankenversicherung.
ChatGPT translation:
Likewise, the receipt of child support advances and premium reductions for mandatory health insurance has no adverse effects on the person concerned.