As per title, would you know how to identify the holding bank from an IBAN number?
My SO got targeted with a scam where the scammer sent an IBAN number to send money to and it’s a CH IBAN, wondering if there is a way to chase the owner of the account…
If you enter an IBAN number into online/app banking as if to pay an account, the system will usually help by automatically filling in the bank details for you. The last numbers of an IBAN number are the actual bank account number.
But quite where this will take you beyond that is not clear…
Apparently yes. The “Bankleitzahl” is within the IBAN-No.
If you speak German, see here (if you don’t, you will still easaly find which part is the Bankleitzahl)
Yes:
Thanks all! Also found IBANvalidator.com that seems to extract all the info.
Not sure where this will take me - we are thinking to report this to the police and maybe the account number could be used to track down the scammer, or at least block the repeat of the scam…
Once you’ve contacted the police you could then contact the bank and inform them of the case. Knowing the police are involved will carry some weight.
Complain to the bank and demand their help in getting your money back. You probably won’t be successful but the bank will know they have a shady customer.
We didn’t lose any money, fortunately nothing was sent to the account… Will let you know how it goes with the authorities
Thanks for the update. I still think a complaint to the bank would draw attention to the bad guys.
It’s also possible that the account is used as a conduit, where e.g. the holder transfers incoming amounts on to the scammer, for a fee of course.
You have two easy and simple online options, depending on the details: