Finding accommodation only for residence permit

I am an EU student in Zurich, but will spend most of the next semester outside Switzerland. I don't have accommodation for the next month.

I was thinking of maybe renting some very cheap, unlivable accommodation (maybe even a sublet?) and not being in Switzerland except when I come for exams.

The reason why I would do this is because of the residence permit, which helps in many ways, but primarily allows me to enter Switzerland for my exams next year (with self-isolation period, of course), and then stay in a hotel or something, no matter what the international travel guidelines are.

This is my plan if I don't find reasonable accommodation in other ways.

Is this legal? Can I ask someone to "sublet" me a room which I will never live in, for a price that is lower than the usual prices?

Welcome to the Forum. Renting rooms in shared accommodation is quite common. Sublets are common. But it does need to be livable in the sense that you can't rent a random cellar.

Remember that if you want a residence permit, you also need Swiss health insurance. The basic will only cover you for emergencies abroad, not routine treatment.

You can also only be out of the country for so long before your permit expires, so keep that in mind. And remember tax situations, assuming you earn money while technically living somewhere else but are claiming to live here.

Have you got a uni friend, who would let you register at their address whilst you are away? Save the rent costs!

I have someone to ask, maybe not in the same canton, but I kind of have the option. I wanted to know is that actually legal? Can I be registered there, but for there to be no actual room for me?

Thank you!

I have the EU insurance exemption. I plan on being outside the country for ~5 months.

I don't plan on earning salary in the next few months - but, should there be any problems if I work for a few months in z. B. Germany, and pay my taxes there?

If you have a B permit, you can be out of the country for 6 months of the year legally and keep your permit.

It depends on canton, landlord, and a variety of factors. In some places, the landlord notifies the municipality of who is living where. It can get complicated if you're trying to game the system, for example if you and 3 other people register as living in the same 1-bedroom flat that might look weird. But some landlords and municipalities don't care. Students often live together. Is your plan legal or not? That part I can't answer.

I'm not a tax expert. AFAIK if a person is resident in Switzerland, sh/e is taxed on worldwide income and assets in Switzerland, and uses tax treaties to sort out the differences between the countries. Beyond that, I don't know how it would work.

I imagine the Germans would want you to register as a resident there in order to work or live for more than 90 days, wouldn't they?

Usually no, not if there is really no actual room. When you register the city employees check how big the residential unit is and how many people are already registered there, and there's a limit on people depending on the surface.

Of course people can crowd themselves in a small apartment if they like to, but their official address must correspond to something with space for them.

Usually there are agreements between CH and individual neighboring states. With Italy it works like this, you pay taxes only in the country where you resided the most, meaning at least 6 months + 1 day. Since you can't be resident in more than one country at the time (they talk to each other) it must be one of the two.

In your case you should check the agreement with Germany, but I assume it will be similar, and then if you are resident in CH you won't be in DE and you'll pay taxes in CH.

Let me conclude with a legal comment. The international principle behind the idea of residency is "where one carries on most of his/her businesses". Rules for permits and taxes etc. are derived from this principle. So your idea of being resident in CH but living abroad and working abroad most of the time is kind of searching for complications.

IMHO, it's easier for you to just stay in DE. The likelihood that your university enrollment won't let you in for the exams is balanced by the complications you will face with your plan...

The thing is, my B permit expires in September. If I don't register somewhere, I don't have it anymore.

I don't plan on residing more than 6 months outside Switzerland.

I also, as of now, don't have plans of working for money during these 6 months .

I will be registered as a student at a well-known Swiss university, and have a lot of study-related things to do, most of which can be conducted online.

Other reasons why I would want to keep my permit are the continuity of residence in Switzerland, should it be useful someday.

I'm not that much money-constrained, but it seems extremely wasteful for me to rent an apartment for market price, and then not be in it for ~5 months.

I'm no expert on this subject, but how are you going to renew your B permit? Doesn't it require that you have some form of ongoing income, like a job?

And what is this "EU Insurance Exemption" you talk about? Are you suggesting that a non-Swiss health insurance is valid for Switzerland? It's not.

Or that you have a Swiss insurance that covers you for routine treatment in the EU as well? In which case you should be very careful, since the insurance company is quite likely, in the event of a significant illness claim outside of CH, to check that you are/were really living at your registered Swiss address. If they find out that you've lied about that, they will almost certainly refuse to pay for the treatment, at the very least.

The OP has a student permit.

It is possible in some cases, depending on your home insurance Eg: https://ethz.ch/content/dam/ethz/mai...guidelines.pdf

Students at my university get the student B permit for the whole length of enrolment, as long as they have a valid address in Switzerland.

I do not intend to make a claim to anything in Switzerland for ilness outside Switzerland. I didn't kniw it was even possible.

My EU country of citizenship covers my costs in Switzerland as long I am registered as a student and don't earn income in Switzerland. This is allowed by Swiss law and the relevant country laws.

You do need a fixed address for the permit, so if you were renting a room, or in a flat share that's fine. However the permit will only be renewed if you fit mainly into 1 of 3 criteria:

You are independently wealthy and can contribute to the tax base - but in this case you cannot work or be a burden on the state

You are a student enrolled at a Swiss educational institution

You have a job offer from a Swiss company

There are a few exceptions, such as if you start a company (but many conditions here) or have a partner / spouse.

And yes, you will need a Swiss health insurance, but as long as you pay the premiums and are officially resident in Switzerland and do not spend more than 6 months away, you will be covered.

You guys are really over complicating this.

The OP has a permit and health cover. All they need is an address in Switzerland to maintain the permit, a continued place on their uni course (student status) and to not be out of Switzerland for more than 6 months.

Yes, exactly. Thank you!

My question was only about the legality of, say, family friend subletting a room to me for a nominal price, but me not actually living in Switzerland for the next several months, and finding real accommodation aftereards.

You have a Swiss student permit so that you can study at a Swiss university.

Permits, in Switzerland, are issued upon the concept "middlepoint of one's life". That includes: where you study or work, and where you sleep each night.

If you build a different "middlepoint" outside of Switzerland, instead, and do not uphold your "centre of your life" here in Switzerland, as I see it, that would invalidated the permit.

However, it is known that universities sometimes send their students out to work on a practical, or project, or exchange, at some other university. In that case, the student temporarily leaves their "middlepoing of their lives" (which continues to be in Switzerland) to attend to the project abroad, and then returns "home" to Switzerland.

If that is what you're hoping to do, then I suggest you ask your supervisor or professor how students who are out of the country, for such a purpose, maintain their permits. If the months you're hoping to spend away from Switzerland are not part of a formal project organised by the university... is there some way you could make it so, as in, for example, a project you develop for field-research to do with your studies, and get that approved by your professor?

It's not that I need to leave Switzerland.

It's that everything relevant to me is online next semester (except the exams), there are no social events, and I don't want to be in Switzerland completely alone if I don't need to be there.

I would not take up residence from September if not for the possible complications when I want to reenter for exams next year, or the fact that continued residence in Switzerland could be beneficial later in life.

How did you solve your problem finally?

Found an apartment with the help of some cotenants, without a residence permit.

Everything is legal, of course.

I will register when I come back, and that should be OK given the current rules, because I have a place to stay.