health insurance solvency ratio, should I care?

[kalingera]

I was checking the new listings on comparis and found a database of insurance financial results.

For example: Sanitas basic and supplemental health insurance | comparis.ch

Should I care provided that I’m not opting for any supplemental health insurance?

There are some smaller insurances available in Zurich. I wonder what should I consider before changing the provider. Is basic health insurance covered no matter what from the patient point of view, even if the health insurance goes under water?

[zhtubez]

There is an “Insolvenzfonds” for basic health insurance, which should cover services if a (basic) health insurance goes bankrupt.
https://www.bag.admin.ch/bag/de/home…-aufsicht.html

[marton]

The cases I know of the failed companies were taken over by larger ones which continued to offer the policies on the same terms and prices.

Sometimes the policyholders even got a cash payout after the financials were finalised.