I have lived in Zug canton for a few years since I arrived in Switzerland and I need to move again now.
It's hard finding flats in Zug canton and therefore I'm looking in Schwyz canton as well, which has for more flats and better ones as well.
The tax difference for my income is not that big between these two low-tax cantons.
I would get 150chf less per month by living in Schwyz canton, but then the rents are way cheaper there as well.
But to my question:
I plan to back home to my homecountry in another 2 years. When I'm there and want to claim back my 2nd and third pillar pension, taxes and other. Will it mean there's much more bureaucracy for me then? Seeing as I have live in 2 different cantons? Is it still feasible to manage? Or is this something that should be avoided to simplify the process later on?
Should make no difference at all. The AHV/AVS is managed by the last canton where you worked (not where you lived). The 2nd pillar (company pension) doesn't care about where you lived as it's the direct responsibility of the company pension scheme.
Thanks.
So do you think that there is any big downside at all when it comes to changing cantons for your residence?
Can it make things more troublesome when it comes to my B-permit? for example.
If you are EU/EFTA national it shouldn't be a big deal, for non-EU/EFTA you would have to apply for a new permit.
Yes EU member. Ok, thanks.
So it seems to me there really are no big downsides of changing cantons. Financially or bureaucracy wise, that is.
It should not make any difference. However I'd suggest you request online now a statement of your contributions so you can ensure that they have all been accounted for correctly as it would be easier to sort out any issues now while you are still here.
Good idea. Do you know where can I do that?
You're the best guys, thank you.
The only "downside" I can see is as a person gets closer to naturalization (should that be something one wants to pursue). There are time requirements for how long one has to live in a village and canton before applying. It varies by canton, as everything does here.
As you're on a B permit you're probably far from that. You'll need C permit first before thinking about naturalizing.