I am looking into moving to Switzerland, Zurich or Ticino from Ireland. I don't want to waste people's time with the same type of questions, I have made contact with a job agency and I am getting all the information I can concerning costs, etc.
But my query relates more from the Irish point view, I want to know the opinion of an Irish or a British person, let me explain why:
There is no point in asking a Swiss person about costs of living or related information because it's all relative to this person's experience.
What I want to know is in general how much better would I be in Switzerland compared to Ireland, and only an Irish person can answer this.
1. How does a salary of CHF 110K living and working on the suburbs of Zurich compares to €55K living outside Dublin (Portlaoise) and working on Dublin. My wife works 4 days a week and earns €27K as a manager in Retail but she wouldn't work in Switzerland for a while until she learns the language.
2. Creche, how dear is a Creche compared to Irish an Irish Creche from the local purchasing power point of view. I know is dearer but you earn more wages, but what is the ration of wages vs creche/childminding expenditure in Switzerland compared to Ireland.
This is a very important subject because I have two boys, 3 and 1 years old and once my wife starts working we would have to send them to creche, I've heard that schools in Switzerland have lunch breaks, someone has to pick them up and drop them back to school, and apparently the Swiss education system is made with a stay at home mom culture.
I currently pay €1280 for my two boys in one of the best creches in Portlaoise, full time. The second child have 20% discount, do they have some sort of discounts or some sort of government help for creches taking my possibly income into consideration?
3. Accommodation and utilities, The Swiss lives in apartments, the Irish in houses, I live in a house and I love my garden, is it affordable to rent any type pf house or something with a garden in the country side within reasonable commuting distance to Zurich? If not, how is the life living in an apartment in Switzerland compared to living in a typical 3 bedroom semi-detached in Ireland.
4. Insurance, I went to comparis.ch and they quoted me CHF 600 per month to insure my whole family, am I correct? I pay €2100 per year in VHI for my whole family. HUGE difference there.... But I pay USC which 7% of this goes to the recently introduced health levy, so I am technically paying double health care, private and public thanks to recession so looking at think from that angle I would pay similar moneys in health insurance than in Switzerland but then Switzerland would be loosing its appealing low taxation as from the Irish point of view having to purchase mandatory health insurance is like adding an extra 7% to the 20% income tax I would pay in Switzerland.
4. Social life, I don't want to give the impression that I'm a drunk and we're all a bunch of drunks, but I do like to hit the pub from time t time, at least 3 times per month, eating out and general leisure activities which I assume is very similar in Switzerland. Can you afford to keep that lifestyle? Bear in mind that I have children and I can give €10 to my daughter's neighbour to mind the kids at night while we disappear for a few hours, that brings me to the next question.
5. Neighbours, are the Swiss neighbours as wonderful as they are back home in Ireland? I mean, my neighbours al always gossiping and very nosy but they're always there for when I need help, no questions asked, you know yourself unless you're from Dublin
6. The Craic... What are the vibes, making friends, having a laugh, Are the Swiss pretty much like a German or are they more fun to hang around?
I asked these questions because at te end of the day, in my opinion, money is not everything. I know that on paper I will get more money in Switzerland, pay less taxes, but adding all costs of maintaining a family. Are you better off financially and mentally in Switzerland?
Thank you