Our family will be relocating from Cape Town to Zurich in about month or two. We don't speak German or French and we are very nervous about the move. Our biggest concerns are schools for our children and the cost of living in Switzerland. My husband will be earning a pretty decent rate as IT contractor, but we've heard that life in Switzerland can be very expensive. We've heard though that the Swiss tax system gives you a discounted tax rate if you are married with children, but can someone please tell us how much tax we will be paying as a family of 4. We found this tax chart , which suggests that we'll only paying around 11% in Zurich, but that seems to good to be true?!?
Our daughters are 4 and a half and 12 month old. What is the schools fees like? We might not be able to afford international schools, I think...the few we've looked at seem extremely expensive. I have read somewhere that Kindergardens are free, is that from 4 or 5 years old?
We are also concerned about how our oldest daughter will adapt at a new school without knowing the language. Are there any special programs which can help her to learn how to speak German/French? Does anybody have experience with bringing non German speaking children to Swiss schools?
We also need advice on which area to look for rental accommodation. Which areas are nice to live in and not too expensive, close to schools etc? We will be looking at 2-3 bedroom flat hopefully with a small garden as we'll be bringing our dog, a weimaraner, with us. We're quite happy to live a bit further out as long as there is decent public transport links
Many questions, I know, but we will appreciate any information you can offer.
Thank you for your help!
Maggie and Joey