Question about private liability insurance

Finance, Taxes, Banking, Insurance and Retirement
1
Hello everybody,

I will need to come to Svitzerland this september for a Master's degree thesis activity.

The institute where I am going requires me to have, besides other things, a (I quote) "certificate confirming that you have a private liability insurance valid in Switzerland during your studies in Switzerland".

The question is: does that mean that I have to have a private liability insurance valid during the whole time of my stay (24h per day), or just the time that I work with them in the laboratory (say, 8h per day)?

Thanks in advance for all the answers.

If you need more details feel free to ask.

2
Any country where you can buy liability insurance for 8 hours a day only?

No, this should be valid for 24/7 during the time you are here.

3
My university would cover me if the coverage is needed only during work hours.

Thanks for your answer anyway.

4

Doesn’t matter. As roegner says insurance will be for 24/7 regardless of whether or not your uni covers you. It’s only around CHF100 a year roughly.

5
Swiss insurance comparison site in English,

https://en.comparis.ch/hausrat-versi...g/default.aspx