Salaries - is 110k enough for family of 3?

If that possible to survive for three-head family (me, 32 y. o., wife, child)

for 110K CHF.

Company pays health insurance for whole family breakfast/lnch/dinner for me, gym for me, massage and hairdresser as well.

Location: Zurich

If they are paying your health insurance, that effectively adds perhaps CHF 10K gross (probably more, maybe less) to your salary.

Your apartment size and location will be your biggest outgoing.

There's lots of info on accomodation already on this site about where to live etc.

Other than that, I'd say yes.

Just for the kicks of it, what company are you going to work for. To me it sounds like google.com??? But just a guess.

Just one of international companies in Zurich

I bet it's big G!

Shall we start a poll?

Back to topic: I would recommend to rent an appartment/house in the outskirts of Zürich,

where rents are quite a bit lower. I'm no expert, but according to the Source-Tax-Table of

Kanton Zürich, you will probably have to account for about 750 CHF tax coming off your income

each month.

Yes you can easily survive on that salary unless you have expensive tastes.

Man you can't even buy a decent Porsche for that price.. how will you cope?

Jeez... you'll be wealthier than most.

Max - lease. The residuals are so good on a Porch that it works out superby cheap.

I know someone who has 2 kids, wife, works in Zurich (but lives outside of Winterthur), has to pay health insurance on his own for the whole family and earns approx. 90k and manages well. And THAT is a good salery (saleries went down for "normal" jobs in the last 5 years).

Now 110k (I was once in the region and now far below that amount) is a very good salery, if you have a normal, down-to-earth, family livestyle. (= e.g. NOT an expensive, 6 rooms single family house by the lake, at least 3 cars etc., just to give you an idea). Having the health insurance already paid and some other "small" fees, then you can count yourself quite lucky, because as somebody said before, it can sum up quite a bit (depending on what health insurance class you'd like to have, e.g. "private" or "public").

Of course having a kid who might need to be sent to a (private) international school, will increase the costs of living dramatically.

Being direct taxed (a % rate directly from your salery, called "Quellsteuer"), will deduct the effective earned amount as well quite a bit (check for other posts on this website).

All in all, I believe it's a very good salary for a typical upper-midclass job. But you have to investigate the costs you will have to expect for the livestyle you would like to have.

Zurich is definately an expensive place to live. As been said in the posts before, you will have to consider to find a place to live more outside of Zurich. Later, maybe even a different canton (e.g. if you like mountains).

It depends on what type of lifestyle you want. You could easily look for rental properties of 2500 a month, and still have plenty of swiss francs left.

After taxes it should leave you with at least 7700 chf a month.

You will find it hard initially as thats when the most cost occur, but after the first few months it should ease off.

good luck.

No international school though, unless the company pay.

That's interesting, I just thought everyone was richer than me. Kinda funny to see a Ford Focus in Zürich - people point as they would in Liverpool if you had a Cayenne.

The world, he's topsy turvey

Who wants a to look a tosser on a porch when they can have a balcony? Just as who wants to look a tosser in a Porsche when they can drive a Landrover ?

Dave

"Don't follow me, you won't make it"

...tosser in a Porsche when they can drive a Landrover ?

Hmmm, or a tosser in a car when he can be driven by a Tram.

hehehehe

Julius.

Funicular maybe ?

dave

I could lease a Cayenne S for less than I lease my Disco3 HSE now

All about residuals

Plus of course I like to be different; I've now seen 5 Disco3s on the road

I'm looking for a ex-military lightweight. Thats a car, not a drinker.

dave

In Liverpool we'd being saying "oo's the drug dealer, like?"

=DM= from Liverpool, like.

my Landy does 30 to the gallon (imperial). What more could you want?

The misleadingly-named lightweights actually weigh about the same as a Series 3 an have miserable fuel performance, but then thats not why you buy one (neither is to airdrop it out of a C130). You buy one as you can afford to - if you were supporting a family of 3 on 110k after paying your health insurance

dave

50 to the gallon?