Men work 37.2 hours, women 27.6 only.
The hours are that few because women work part time in far higher proportions. As presented in the article it's another case of the ubiquitous misandry.
I did that too. And, I had simple interest, low interest loans. I did pay them all back, however.
Really and how many average Swiss families have you discussed this with.
It seems like an autocorrect issue. If you replace "initiaties" by "incentives", the whole paragraph makes sense.