I have been wanting to play Lotto in Switzerland since a while and I was thrilled to find the online option with Swisslos.ch.
However, I was not so happy to see that you need to load your account with a minimum of 20CHF, even though I plan to play only once so will use only 5CHF.
Are there any other ways to play it "online" without blocking 20CHF for it ?
If it has to be online, then play the whole 20. If you win, you can deduct all that investment from the winnings, when it comes to calculate the taxes; and 20 is four times 5 to deduct, so definitely worth it.
Nope, they have two virtual "accounts", one with the money you paid in and a second one with your winnings.In principle, you can only take out the money in the "winnings-account", but there is a way to sidestep this limitation.
On the swisslos.ch-page you can play bingo against other players. If not enough players take part, the round gets cancelled and the money you spent on bingo-cards gets refunded to your winnings(!)-account. Late at night most bingo versions have no players. So you just join one of the empty bingo-rooms, wait to the last few seconds, so nobody else can join, place all your money, watch the round get cancelled and then transfer your "winnings" back to you bank account. What could be simpler?
LOL. Don't know if simpler is the word for this but I like the creative thinking to get where you want to.
You do know, playing lotto "once" is not possible for a long time now? Once it was Fr. 2.50 (still is for one row of numbers) - one day they decided the minimum is Fr. 5.00, ergo you must play twice.
Just like Eurolotto went up from Fr. 3.00 to Fr. 3.50 and now you must have a "second chance" you never wanted.
So good on you, keep finding legal loopholes, they're the best.