Hi all,
I’m not up to date with the issues and concerns around Nov 24, 2024 voting. I’d like to solicit details of the issues. perhaps even invite someone over a pint and discuss, get opinion, thoughts, feedback, if this forum is not the right place?
Cheers …
Tom
EDIT by Phil_MCR:
https://www.admin.ch/gov/en/start/documentation/votes/20241124.html
On 24 November 2024, the people of Switzerland will vote on four national issues.
Er, where are you?
Before we answer, how do you plan to vote on the health insurance question? 
Very quick summary in English by Swiss Federal Council, you may switch to national languages for further details:
https://www.admin.ch/gov/en/start/documentation/votes/20241124.html
So:
subletting restriction: great. If someone sublets for a long time, this person does not need the rental property, it’s just hoarding. To hell with this people.
reform to tenancy law: not nice. tenants are already in a vulnerable position, increasing the power of landlords is not optimal.
health insurance details: minimizing some perverse incentives, so all good.
1 more lane to motorways at some sections: congestion pricing would be a better solution, but apparently there are no adults in politics.
Maybe the beer would be tastier over other topics 
You can have my views for two pints per each of the votes.
Thanks everyone! I’m in Zurich proper. i dont mind meeting up for a pint and a banter. i’ll keep track of who shows interest and will propose a schedule via a group DM (if possible)…
gr8 feedback. Keep ‘em comin’ … thank you.
@gaburko: why answer a question with a question, eh?
@komsomolez: offer duly noted …
Well I have been known to hop on the train and visit Zurich, ie for the ELF fare-thee-well. But I don’t have any cheap tickets at the moment.
If you’d like to come to Nyon I can recommend a couple of places not too far from the station.
What perverse incentives??
It’s about financing:
probable future:
So it seems a bad deal for the premium payer. But also consider and that is important: Who will be more successful in fighting against all the rising costs in future? The cantons or the premium-payer = you? How successful were you in that respect the past decade?
Please, Axa, don’t brush this off the way you did in your post. Study it well and in detail! What ever your conclusion after that at least it will be a profound one you can stand behind for the years to come.
And remember: Voting in Switzerland is active politics. It’s not up for “oooops, someone will fix it” afterwards
That’s exactly the point. That the premium payer/patient “prefers” to go home due to higher prices of staying in the hospital.
I don’t vote, but I’m happy to see incentives going in the right direction because it means potentially lower VAT and lower social deductions from my income. Maybe lower VAT is a dream, slower increases to VAT is more realistic.
You seem to think it’s the premium payer who likes to lie around in the hospital. I say it’s the “we would like to keep you here for observation” and “we only let you go at your own risk”. I mean wtf are you gonna do when presented with that after an operation?
You might be medically educated, I know I wouldn’t know enough to just get up and go home.
At least twice I’ve been pressured to stay overnight when I could see no reason. Both times I said thanks but no thanks.
Follow surgery for a hernia (belly button) I wanted to go home the next day. No way Jose was the response, you need 5 or 6 nights hospital care. I insisted and got out after two nights.
There is something rotten in Denmark.
Thanks for supporting my point by giving personal info.
But what’s Denmark got to do with it?
That’s idiotic and an open invitation for abuse and outright fraud.
The federal court ruled recently that a mother’s care of her retarded son is to be reimbursed with 15’000 per month, for her supposedly psychiatric care: 9.5 hours per day, 7 days a week (which btw is against mandatory work regulations), for 52 per hour. Even though she’s a complete amateur.
Btw this begs the question, why only 9.5 hours? The son is at home 24/7, logically she is to be paid 7*24 hours per week.
And it’s a new business. Private companies effectively employ those relatives, which the public effectively finances with 70-90 CHF per hour. Typical pay is 30-35, that leaves a crazy amount to the firm, with zero risk because the pay is guaranteed.
ouch. Thanks for shooting the messenger.
The thread is about voting in November and we’re not voting about this - admittedly very controversial - subject you bring in.
But may I take that as a support of my input: Who will more likely be stronger - and very interested - in fighting these details? The cantons or us premium payers?
Btw. class action lawsuits are not possible in Switzerland. So each premium payer to his own. Cantons on the other hand go straight to Bern and maybe find a way to get rid of all these pharma and other lobbyists hanging out in the “Wandelhalle” all day long.
You miss one important element - the ambulant costs will in future be split between the KKs and the Canton, just like the in-patient costs now. Trouble is, as far as I can see no-one knows what the impact on premiums will be, positive or negative.
It’s a real pity that they have bundled all of the autoroute widening projects into a single vote. Along La Côte and in Geneva (impacted by the widening Geneva - Nyon) there is strong opposition to the proposal.
The proposed work won’t start for 5 years and will take 10 years to complete. No tunnels, no big bridges, just worse and worse traffic jams every morning and evening. Estimates indicate that in 15 years the additional lanes will be full. All this without solving the serious problem between the Coppet exit and the French border.
The money should be spent on improving the rail connection between Lausanne and Geneva, in particular creating services from the Pays de Gex to serve the frontalier market.
But our concerns will be overwhelmed by votes in other Cantons.
I missed absolutely nothing.
I put up the red circles that make very clear how it is now and how it would be in future, I think it came from SRF. What more could I do to be clear accross language borders?
73.1% of the toal costs will/would be covered by the premium payer.
The cantons have no incentive to solve the hospital problems some have.
Thanks, that was informative.
The money in question can not just be used for public transport.
Looking at the map I noticed that - apart from that bit around Wankdorf - all projects are at the border. Seems strange. Let more traffic flood in, then let it get stuck within the country? Where’s the sense in that? Like the Gotthard tunnel getting bigger and bigger and the surrounding towns are suffocating.
Would be nice if people from the other areas like Basel, St. Gallen, Schaffhausen would also give descriptions of the situation/opinions in their region.
Thanks for the graph, so it means even more will be paid from our pockets that are not taxes and premiums will be 500 per month for those who never use it, i think country development goes in the direction of how neighbouring countries operate, soon with 40-50% of income to sponsor socialism. Each time there is some ‘health insurance’ initiative to me looks like some clowns performance, they perfectly know no one among them wants to reduce the multi billion pot they collect, they just shift the blame to us ‘bad patients visit doctor too much’, while in reality it is the doctors and medical actors who will set WHATEVER price they want to set to collect, even if there is only one person in this country will be left to visit them. Looking at all these coming up with ‘some decisions’ is like looking at mafia who makes laws for society good, just laughable.
