Sure just don’t understand how this change that’s being propose will decrease costs…
How will changing who pays what decrease the use of inpatient?
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Insurance has a direct say in which costs they are going to cover -that will not change.
Yes, insurance will push for more outpatient - since hospitals are dangerous places, this is a good thing.
Why does insurance need a change in the financing model of inp Vs outp to push more outpatient?
And this proposal doesn’t achieve that.
I can toss and turn this proposal any way I like, I can’t find the logic in it. To me it looks like the cantons will be overall reliefed (as care cost will rise no doupt). And while I don’t think cantons should pay for health costs at the same time cantons are the only ones which can push the government in Bern to put a stop to for example to those horrendous price differences Switzerland pays.
The lobbyists see Switzerland as their honey-pot and seem to give those politicians in Bern great incentive not to put a stop to it. Price differences to an extent that can no longer be explained by national high-income situation but pure corruption. And I don’t easily use that word.
As long as this situation doesn’t really hurt cantons and government, they will not put an end to what I described above. And it doesn’t really hurt them, they even keep the healt-insurance premium out of the consumer basket when calculating inflation!!
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Has anyone realized HOW much older we really get here? I was pretty surprised to find this on an admin page:
100 year olds and older. f=purple, green=m
There are several issues mixed up here and this referendum seems to suffer from it being unclear what the consequences are.
As to the corruption: https://www.swissinfo.ch/ger/wirtschaft/die-schweiz-faellt-im-anti-korruptions-ranking-zurueck/47291134
Fully agree.
As to corruption: Yes, this article is in accord with my impression/opinion.
Also nepotism is not even really looked down on here in many cases. You ask a mate who achieved/got something unusual and they will not feel ashame (in fact they will feel superior) telling you: “I had vitamin B”.
B standing for Beziehungen=connections.
You mention a goal you want to achieve and you might be told “without vitamin B you can forget that”.
From the Swiss Times:
Approval for highway expansion dwindled
Published: Wednesday, Nov 13th 2024, 07:20
According to the latest polls, the “no” votes on the proposed referendums on November 24 are on the rise. Only the uniform financing of the healthcare system enjoys clear approval, the highway expansion is controversial and the two rental law proposals have little chance.
If the vote had taken place on November 1, the proposal for uniform financing in the healthcare system Efas would have been approved by 54%. This is the result of a survey conducted on behalf of SRG by the research institute gfs.bern and published on Wednesday.
This was also the case for the tenancy law bill on subletting by a very narrow margin of 50%. On the other hand, the tenancy law bill on owner-occupation was rejected by 53% and the highway expansion by 51%.
The LeeWas Institute, which conducted a survey for “20 Minuten”/“Tamedia” that was also published on Wednesday, came to a different conclusion. There, both tenancy law proposals were rejected, while the highway expansion was narrowly supported. The approval for Efas is also clear.
©Keystone/SDA
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Clear as Mud
You read “The Swiss Times”?
Only for last few weeks or so. Don’t know how long it’s been around but I find it useful.
About
!
The Swiss Times is dedicated to bringing news and stories of Switzerland to readers around the world.We are staffed by a small and dedicated team of expats who see Switzerland with a different set of eyes; eyes that understand that what may not seem notable to Swiss citizens can be incredibly interesting to non-Swiss.
Our information is obtained from multiple sources primarily in the German- and French-speaking media, plus original reporting based on our own research into Swiss life, politics and culture.
The Swiss Times is a production of UltraSwiss AG, Baar, Kanton Zug, Switzerland.
The SF and Tagi polls released today show increasing “no” trends. On current figures EFAS looks likely to be a close yes, motorways a close no, sub letting very close and own use likely no.
Subletting should be a no. It’s already well regulated and the change gives owners the possibility to say “no” just because they feel like it. This will be very detrimental to renters.
So should personal need (Eigenbedarf) be. It’s been misused often already (the needy daughter/nephew never moves in) but at least at the moment the tenant has a chance to object.
Isn’t it depressing always having to say no at votes? When will they ever get it right? 
60% in Switzerland are renters. If they can kick us out and raise rents 70% in Switzerland will need a bridge to crash under cause we can’t afford to pay the rents.
Kidding … just half kidding.
Oh, and we wanne keep our standard up=a bridge each!
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Businesses finance campaigns meaning pro-business candidates get elected. But there is no transparency so we don’t actually see this. Pro-busines electees favour businesses and their decisions often get challenged. The people vote note NO because they don’t agree. Rinse and repeat.
I’m sorry, I ain’t got no clue what you are talking about. 
Because we have zero transparency over campaign contributions we don’t actually know who has bought our politicians. Their loyalty to their contributors overrules any loyalty to constituents.
Consider every vote on tobacco has failed in parliament but has been overwhelmingly approved in referendum. But nobody knows how much the tobacco companies have given to the politicians.
I know, too much.
I htought we sorted that a while ago? Parties have to declare not, where their donations come from?
Actually they don’t. They only have to declare contributions over a certain amount. Smaller contributions are immune from this rule, meaning the proportion of small vs large contributions has increased dramatically.
The “new” rules were written by the politicians for the politicians.
Switzerland has recently implemented new transparency rules regarding political financing and campaign contributions. Here are the key points about campaign contributions in Switzerland:
New Transparency Rules
In 2023, Switzerland introduced new transparency rules for political financing:
- Political parties represented in the Federal Assembly must disclose their income, donations over CHF 15,000 per donor, and payments to individual members of parliament
6
. - Spending over CHF 50,000 per campaign for federal votes and parliamentary elections must be disclosed
6
.
Disclosure Requirements
The transparency obligations apply to:
- Political parties represented in Parliament and MPs without a party
- Individuals and organizations spending over CHF 50,000 on campaigns for National Council elections or federal votes
- Individuals and organizations spending over CHF 50,000 on successful Council of States elections
3
Key Aspects of Disclosure
Parties and campaigns must declare:
- Donations exceeding CHF 15,000 per donor per year, including donor identification
- Budgeted income and final income statements
- Anonymous donations and donations from abroad are generally prohibited
3
Limitations of the New Rules
Despite the new transparency measures, some limitations remain:
- Income from cantonal parties is not included in the federal-level reporting
- Funding from support committees, interest groups, and foundations may not be fully captured
- Only income, not spending, is required to be disclosed
4
Party Funding Sources
Swiss political parties primarily rely on:
- Membership fees
- Donations
- There is no public funding system for political parties in Switzerland
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Enforcement
The Swiss Federal Audit Office is responsible for:
- Checking if declarations are complete and submitted on time
- Conducting sample checks on the accuracy of information
- Reporting infringements to prosecution authorities
- Potential fines of up to CHF 40,000 for non-compliance
3
While these new rules represent progress in political finance transparency for Switzerland, some experts argue that they still fall short of providing a complete picture of party and campaign funding. The complex structure of Swiss political parties and the various channels through which political activities can be funded continue to pose challenges for achieving full transparency.
I still haven’t decided how to vote. I was going to vote 4 x yes, but after I talked to my husband and read the last polls I’m not sure anymore. Especially about the rental questions. I’m totally confused.
On the other side, if you buy an apartment and cannot use it, you have to rent something else for yourself. It doesn’t help to increase the % of the owners, because why buy if you cannot live there yourself right away.