Hi everyone. As my best friend just got her C permit and she asked me about the tax impact, I spent a little time with comparis.ch for her, and there is something I don't quite understand... Maybe I need some clarification.
She lives in Sion (VS). I first started to calculate the tax at source as she is paying now. Her brut monthly income is rougly 6900 CHF (13 months per year), so here we go for the tax at the source as in the first picture, which says that she pays 10,326 CHF in total per year (which is correct with what she is actually paying until now).
Then I started to calculate the one-time tax per year after C permit. On comparis.ch it is a different page than the tax at source (see the second picture). Here we need to input the the "Revenu imposable par an), which is the taxable income by year (after all social deductions), which is rougly 75,000 CHF for her. Then we get the result: She will pay 16,162 CHF every year which is the total of the communal, cantonal and federal tax.
So she will pay 6,000 CHF more tax per year with a C permit? An increase of 60% as compared to before with B permit. Is this normal? I guess there is some mistake in my calculation? Please correct me... Thank you
When you fill in a tax return there are probably 10k of deductions. (Travel to work, Health insurance, lunch at work, further training costs)
Tax is payable only on received income after deduction of AVS/Pension/accident insurance etc.
I suspect the difference will be small at the end of the day.
But when I calculated the one-time tax per year I already removed the pension and insurance contributions (her brut yearly income is 90000 CHF, and I input 75000 CHF as the taxable income which is the number she told me)...
Also something very strange for me.
Say, we select three cities: Sion, Bern and Fribourg, and we calculate the one-time yearly tax for one city, in comparison with the other two. We do this three times for each city, and we get different amount for the same city with exactly the same parameters... For example, if we calculate the tax base on Bern, in comparison with Sion, it says she pays 20,250 CHF tax at Sion. if we calculate based on Fribourg in comparsion with Sion, it says that she pays 16,584 CHF at Sion. It seems to me that there is some problems here...
Try putting in 65k & see what you get
Tax is based on Kanton / Villiage, the cheapest place to the most expensive place will be different by more than 100%
As a reality check, your friend should use the Valais cantonal tax calculator:
https://apps.vs.ch/SCC_Calculette/?Language=fr
I wouldn't rely on that crap caculator by comparis.
Use the one from admin.ch Here
And this is the one specific to Sion VS for 2013
Then you need to add the calculation for the direct federal tax here
Edit: You don't need to add the direct federal tax as I suggested above, as the calculator already does that, so for your friend in 2013, assuming single with no kids and no religion and gross income of 90k, her total tax bill in the end should be 14388, that's 6.6k kanton tax, 6.2k gemeinde tax and the rest federal tax.