Tax declaration - Taxly vs Private Tax 2022

Last year I was looking for an independent advisor, who would help me with tax declaration. After a rough path with one and some research, I got rid of the naive concept of finding an independent advisor, and it's time to step into phase two of these:

1. Help of independent advisor.

2. Online solution.

3. Doing it by myself.

So for the phase two I'm considering two tools:

- Taxly https://www.taxly.ch/

- Private Tax https://zhp.services.zh.ch/app/ZHprivateTax/ (I hope I'm right it is the right one)

What I found out so far:

- Taxly seems more modern and is English, but they are cloudy about the costs of the process, by writing "it depends from your situation".

- Private Tax seems less straight-forward and is only in German, but as far as I understand is free.

So I'm kinda at a crossroads here. What's your opinion or experience in that topic?

Have you asked your tax office if they can help you go through the forms? I know here in Fribourg canton they used to run special evenings at various locations around the canton where people could come and ask for advice about filling them in. Once you know what you need for your particular declaration it’s easy to do them yourself unless your circumstances change a lot.

Get your tax return done once by a professional. Then just do the same as them for the next 50 years.

I'm not sure how a tax advisor can be not independent - or do they work for the tax authorities?

Taxly does list the prices, you simply need to scroll down (CHF 49).

ZH Private Tax is actually phase 3 (doing it yourself).

If "Roger the AI" is unable to work out what year we are in, I don't hold much hope for his ability to fill in the tax forms with any degree of competency. [](https://www.englishforum.ch/attachments/finance-banking-taxation/143279d1642590342-tax-declaration-taxly-vs-private-tax-2022-screenshot-2022-01-19-12.04.51.png)

Been using Privatetax for years. Can recommend it.

Yes! It is free! Paid with your tax franks.

Can download it here: https://www.zh.ch/de/steuern-finanze...-personen.html

Additional links:

https://www.ch.ch/en/taxes-and-finances/tax-return/

https://www.steuern-easy.ch/de

I totally agree. I've done this 2 times.

Once as a young person earning above 120k for the first time. I think I paid less than Fr.200 for a my very uncomplicated declaration, and then I just copied and paste for the next years in Privatetax - made all the easier because the advisor used the same software.

Then I bought and sold properties and made a lot of renovations. I think I paid a tax adviser a bit more than 1k, but I paid almost no taxes that year thanks to his help!

Fully agree on this. Do it while your situation is not too complicated. When it gets complicated hire another advisor anf repeat

I understand an independent tax advisor as someone who works on his own and is not a part of a tax prep company

Thank you kindly for all the answers. As I said, I already did that with professional last year and it was not a pleasant experience. Since I like the approach of small steps, I will use Taxly this year (English advantage and I'm simply curious) and then in the next one jump in into Private Tax.

Now, I see confusion with what I consider as an independent advisor:

I need to mark first that our tax situation was/is not the simplest one. Both parents working, kids in Kita. And the Kita deduction was the only reason I wanted to submit tax declaration, since by default we are taxed at source.

I exchanged a lot of emails with the advisor (documents and deduction discussions), what was the effort in itself, but at the end he came with conclusion that we should meet personally, otherwise it's impossible to finish the task. So I took half of the day free and came there with my wife. The discussion about the form and my documents took to my surprise not more than 10 mins (our drive in one direction took an hour). After that he presented us ready contract for Swiss Life 3rd pillar. That topic, his explanation and hot recommendations took the rest of the meeting, around 50 mins. At the end he wanted us to sign that contract at once, assuring there is nothing better nowhere. I never make decisions this way, so just said - no, I need to think about that. After that he immediately took papers back from our sight and was not willing to let us take them home

Two days later I received by post the full package I should sent to tax office. And guess what - the Kita costs were nowhere mentioned nor deducted. I paid 160 CHF for that service.

I hope that made it a little more clear what I consider "an independent advisor"

3a and life insurance usually don't mix well. Also, such tax advisors are simply unprofessional business men in disguise.

As for child care. Assume it goes on the Abzug page section 16.6. Your town clerk or the tax office can verify it. https://www.zh.ch/de/finanzdirektion...t.html#contact

According to Comparis its deductible

https://en.comparis.ch/steuern/steue...-schweiz-tipps

As for Taxly. IMHO it looks bogus and would stay clear of it.

Helvetia has a stake in it...

https://www.helvetia.com/ch/web/en/a.../20210209.html