the betreibungsauskunft riddle...

Accomodation, House and Garden
1
ok guys lots of switched on people around here,maybe someone can help me with this.

I arrived in Zurich the previous

weekend(EU 15) on Monday the 5th went to kreisburo i gave them my contract and my temporary address and the charged me 20chf and gave me two big packs of brochures along with that a temporary paper to have till my

permit b arrives(anyone knows when?) Same day i open a new account with a bank.

i am searching for an apartment i want to apply for one but on the application form says that a betreibungsauskunft is essential.

Reading through the threads ,it seems to be something like a credit history of some sort. so my logical mind cant quite cope with this, can someone drop 1-2 lines explaining how am i suppose to have that paper? and based on what? (8 days in Switzerland and counting)

and if lets say its very logical to have that paper , where do i get it from? kreis buro? sounds weird, from my bank? sounds even weirder there is nothing there yet i just received some pins and staff.

How long do i have to wait?

can i have it in the same day?

thats about it!

cheers guys, i keep reading your posts and getting more and more intimidated by the horror stories. fantastic if i keep reading more i might need counseling ;p

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Every community or "Gemeinde" in Switzerland has a "Betreibungsamt"

or credit bureau. You can go here and get a credit report or "Betreibungsauszug". Most likely, they will not be able to process

it since you have been in the country only 8 days.

Cheers,

Grant

3
Of course they will process it. They will give the OP a paper that says he has no debts in Switzerland. Well, we assume he doesn't as he's only been here for 8 days!

In Suisse Romande you would go to the Offices des poursuites et des faillites and get an attestation d'absence de poursuite (certificate that you have no debt).

For Vaud: http://www.opf.vd.ch/

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Even though we had only been in the country 14 days, we went ahead and got the Betreibungs to make our applications complete. The person helping me was a little surprised, but went ahead and printed it out.

I kept thinking aktuell meant actual until I realized it meant current.

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Yeah, just go to your kreisburo and get one. Some agencies require it as a formality.

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wow that was fast! thanks guys.

I didn't have any time to have a dept yet! although i went out on Friday

i bet my applications will be very popular at the agencies (i have no previous landowner, 8 days here, haven't received my permit yet,temporary current address,new bank account) (life is so funny everyone usually asks money in advance but you always get paid in the opposite , how convenient is that!)

But i will apply anyhow, the "plain madness" tactic has got me this far in life why abandon it now

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Don't forget to make photocopies of this to include in your applications; otherwise you will have to pay again for them to issue one.

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nick2008 : Did you apply for apartments with your new Betreibungsauszug already?

As I understood from this forum, many agencies will ignore applications that have no Betreibungsauszug attached, even if it's from someone who just moved in to Switzerland a few days ago, even if he may have otherwise have got the apartment. Others, though, say that for a newcomer it doesn't really matter. How's it really? Of course if it doesn't matter, I wouldn't mind attaching an empty one just for the sake of it. But can it not also make a bad "petty" impression?

Also, I'm not sure I understand - does one get the Betreibungsauszug at the Kreisbüro or the Betreibungsamt? From this thread it seems obvious to be the Betreibungsamt, but in other threads people say Kreisbüro.

And indeed, can anyone get it - even a tourist or someone who's never been in Switzerland before? Or do you need to be registered as a resident to get one? And in that case, I understand you don't to have the actual permit yet - the letter saying it's being processed should be enough. Right? Thanks,

-- Tom

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Ok i will give a more general answer to describe the situation,maybe someone else who is intrested is watching.

the "plain madness" tactic got me a little further

Tom i am telling you its a jungle out here

all those years of building your "people skills"... forget about them you are only going to be judged from a banch of papers..(but there is still hope see below..)

I searched for two weeks (which is 1 week and 6 days more than i would normally spent on an apartment search) The horror stories ...are true! 50+ more applications per apartment!! Whilist having a full time job that killed me.

i saw about 8 apartments and applied for 4. and got the last one(outside zurich in a magic location 30 mins from my living room to outside the HB).

My only advice is that whoever is showing you the apartment no matter who he is or if he is the one with the power to rent you the house,no matter how many people are looking at the apartement in the same time, grab his attention!its your only chance to make things happen for you in such a competitive market. i almost got the 3rd apartment too with the same approach.

This is going to require a lot of energy, diplomacy and patience after a long hard day at work , its unfair ,its irrational but at the end of the day i got a roof over my head.

as for the application, the more papers the better, i had the betreinungsauskunft, photocopies of everything under the sun, that beast was bigger than my application for my current job.

Add to all that honesty. I never lied about anything.

Thats it

Good luck!

Edit : oups i forgot the last part!!! )) I had to take mine from two different locations about 1km apart from each other. the kreisburo was open from 8 but the betreiungsamt from 7 on. i think i payed 17CHF. and some applications required the ORIGINAL!!! (people are strange when you are a stranger... ) and i got it showing my temporary registration paper and a smile

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Unfortunately, the swiss can be quite beaurocratic when it comes to these things. The fact that you are only here sincea short while makes no difference.

Apartment rental companies wish to see this document (understand its some sort of credit clearance). This has to be obtained at the betriebungsampt (see link for location in Zürich) http://www.stadt-zuerich.ch/internet...5/home/ba.html

If you have an official document from the kreisburo, then the betriebungsauszug should be issued (at a small fee) without the actual permit.

I have used the office in Kreis 8 (Seefeld) and they are quite friendly. Colleagues have had some weird experiences at other locations

Hope this helps.

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Thanks for the information, nick2008. It sounds as horrible as I experienced it. I applied for 11 apartments already, and didn't get any of them.

I was never too good with "plain madness" tactics, but I suppose I'll work it out somehow. Add to that that I'm really looking for something in the city, and that my nationality is likely less favourable than yours...

So where do you live now? 30 minutes by foot isn't bad, but if it's outside of the city I'd rather suppose you meant 30 minutes by faster moving vehicles :-) And then at night it's a problem when there's no public transport and you can't get home.

So some apartment applications required the original Betreibungsauszug and no photocopy? How did you know in advance where you need to attach an original? Did you submit the applications personally or by mail? And did you have to pay those CHF 17 several times for all copies?

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I remember paying this many times over the course of 6 months...does someone know any other way so that this can be avoided ?

It makes no point to pay the money again without any bad credit history after a gap of 1-3 months..

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for you just nick, nick2008 is the professional ;)

Nationality has little to do with personality , although perception is a strong obstacle to overcome.

sorry i didn't clarify that i meant 30 mins with my private jet ;)

I live in Gattikon its a little village ,imagine you see zurich in google go left and down :) between thalwil and Langau.

at night you mean besides the hourly trains after midnight?

I submitted my applications 3 different ways by mail to the current tenant, by mail to the office,by fax so not much statistics there. went for the personal one but no luck , you are one of the many, waisting their precious time.

it wasn't difficult to find out about the BB it was stated at the small letters of the AF, i used copies ,and if they wanted me so badly i could provide them with the originals.

the fact that i had done the six month Deutsch Kurse 2 years ago, did help me alot. because i cannot remember a single house or person that i saw/called outside zurich that spoke English.

I didn't offer anyone my car my girl or my money nor did i hire anyone(instead of paying someone a months rent(?!?) i can buy a tv) so it can be done keep going and i would dare to say don't apply for a house that you don't like because you might have to stay there ;)

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Hi,

Having had to get a betreibungsauskunft for a flat application today thought I'd share that in Baselland you need to go in person to the Betreibungsamt (didn't realise Kreisbuero was only a Zurich thing) took me a while to find out where to go but actually getting the form was very easy.

Iain

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Just to add my experience...

I am looking for an apartment, I sent my application for one that I saw some days ago and they replied me by email saying that they need a copy of my contract and the infamous Betreibungsauskunft.

I checked on internet and I found the page http://www.stadt-zuerich.ch/internet.../Adressen.html with the addresses of the offices in Zurich that can provide that document.

This morning I went to the Stadtammannamt und Betreibungsamt Zürich 1 in Gessnerallee 50. It was quite easy: the girl there speaks English and I just had to have my residence permit to get the Betreibungsauskunft (no debts for me so far... ).

I asked for more copies: the price of the first one is 17 CHF, while each additional copy costs 2 CHF

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Just some add to earlier threads, the list of the Betreibungsamt in Zurich has moved to below(apparentlly it's the same office of the kreisburo, at least in Zurich):

http://www.stadt-zuerich.ch/content/...ngszeiten.html

I might have missed the topic somewhere, but can someone kindly answer me this - "Can I do multiple applications at once?" Do I have to wait for the official "NO" before moving on to other possible deals? Previous threads have talked about that you might have to stay with the flat once you've applied for it, this leads to my little concerns here.

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Er, not sure your info is correct for every Kreis in Zurich

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Wow!! You are right!!Some of them are not in the same place.

How come I can't edit the post..?

anyway,

the list of Betreibungsämter is

http://www.stadt-zuerich.ch/content/...ngszeiten.html

while the kreisburos are as below

http://www.stadt-zuerich.ch/content/...ngszeiten.html

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Jeez! we are in the midst of 'finding an apartment' nightmare at present and are sending copies of the betreibungsauskunft with a note in the cover letter saying that the original can be provided if necessary....

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Hm, this is where I call the agency and explain that I've only been in the country since x date and ask if htey still want Betreibungsauskunft. I then refer to the answer from the telephone conversation in my covering letter and say something along the lines of "Wegen meinem Auslandsaufenthalt könnte ich höchstenfalls für die letzten sechs Monate Betreibungsauskunft beilegen. Selbstverständlich würde ich, wenn Sie es wünschen, diese gerne nachreichen. ..".

Just to subtly point out the ridiculousness of even asking for this when you haven't been here long enough to create much damage. And if they were really serious about it, they would tell you to bring along your credit history from wherever you came from.