Theoretical 'best Canton' for new business

Hello all,

this is my 1st post on the forum, so apologise for the blanket question.

There is a possibility that my current employer will post some senior managers off-shore to optimise corporate tax liability (and sweeten it with personal incentives). Dublin has been mentioned, along with Lux and 3 Swiss Cantons (Geneva, Zurich & Zug).

From an all-in blended financial / lifestyle / civilization / schooling / housing etc perspective, where - within the Swiss choices - would you choose to live/work to optimize these factors...with the main theme of reducing the corporate tax liability ?

...and indeed, are their other factors that should be taken into account ?

Thanks in advance

Chris

Lowest corporate taxes are/were in Obwalden. Meanwhile, Luzern has slashed corp taxes, too.

The soft factors are very subjective. Maybe Zug, being closer to Zurich is better located.

You might also look at Vaud (Lausanne being the major city). The Vaud authorities are very active in attracting foreign firms with tax incentives. Quality of life along the lake (Lac Leman) is very good .

Have a look at their website and give them a call. They would be very happy to chat with you and provide additonal information.

http://www.vaud.ch/en/services/companies/ (have a look around this site)

http://www.vd.ch/fr/themes/economie/...ltinationales/ (some of the international companies in the canton - this site is in French).

Perhaps .... in which language(s) are you fluent?

Good Question !

Most (if not at all) will be native English as a 1st language. Various smatterings of German & French fluency.

International school and English speaking commune ( somewhat like Frankfurt) would be high on the priority lists.

Well, then it's definitely Zurich! GM Europe can't be wrong: They have been headquartered in Glattbrugg/Zurich since 1986.

Zurich has the best infrastructure. But the price is higher taxes. Unless your Company can do a tax deal.

Have a look there:

http://emagazine.credit-suisse.com/a...266767&lang=EN

It has the value it has... but you can see that low tax cantons are challenged by high tax cantons (GE/VD) due to better quality of life in the latter.

I assisted lots of multinationals and individuals relocating to Switzerland. For multinationals the best deal was Vaud due to full tax holiday for 10 years. That is over, this is why migration to Switzerland and particularly Vaud has been reduced over the last few months. Still, those cantons have a great tradition in welcoming foreign corporations and individuals, but they are less flexible (and reactive) than some German speaking cantons. You should contact the economic development section of the cantons you are interested in and have a fair discussion with those guys. They are great, helpful and will do anything to welcome you, including visiting office spaces and the region with you! At first, people and corporations want the lowest tax cantons... once they have seen what Obwald means... it usually changes. It also changes a lot if you want to relocate 2-3 managers or 100 people... considerations around costs of living and English school availability are not the same...

I hope you will elaborate a bit, please ... Quality of life is subjective, and after enough hours stuck in traffic jams, GE/VD can quickly become less attractive.

The "obvious" competitors are Aargau, Schwyz & of course Zug. For business (high-speed internet, support staff, roads -- not school, nightlife, etc), would you care to compare them to Vaud ?

Also, I'm curious about your comment about cost of living; I had the impression (from visiting the western Cantons) that housing prices were much higher than in the east; please tell me if that is incorrect.

Finally, and perhaps most importantly for the readers of this forum: do any of the Cantons welcome small businesses (educated professionals, e.g. investment advisors, economic consultants, etc)? It is understandable the "value" to them is in multi-nationals, but it is not clear if their interest stops there. (From personal experience, some Cantons like Neuchatel appear to have little interest in small firms.)

Well, there are some objective criteria that can be compared such as housing costs, taxes travel time, etc. That is more or less easy to manage, except the fact that it changes very quickly if you want to live in the center of a big city or 20mn away, if you go to work between 7-9 am or later...(or sooner...)

You know, there is no general rule to say "this canton is better than this one"... I was not saying that Geneva is better than ZH, it is just that depending on what you are looking for, what your plans are, one with a higher tax rate might still be better.

Comparing cantons is also a comparison of subjective feelings you can develop towards a region, a culture and people... For some they feel more comfortable with the latin way of life and French or Italian language while other not. For some the most important thing is to spare taxes on short term and leave CH after 3-5 years. For other, they want to relocate on longer term and get integrated. You don't pay attention to the same criteria if you come on short or long term.

Costs of living is not only housing, it is all the costs you suffer while living, from housing to fuel for your car... those costs are very different from one canton to the other, sometimes from one part of the city to the other and from a city to a land of the same canton! Housing costs in ZH and the low tax cantons are extremely high. Housing costs in Geneva and the region Geneva-Lausanne are extremely high also. Not for tax reasons but because of the lake and lack of housing. Whereas if you chose a house without lake view near lausanne, you might find something at a very affordale price. Same can be said for Aargau. I bet you can find incredible attractive housing prices in Aargau. But can you seriously compare social and nightlife in Aargau with social and nightlife in ZH, ZG and GE? Ridiculous, it depends so much what you want to do... You want to go out, party, have friends, fun, airport, etc? Go to a big city. You don't care of that? Go to Aargau, Lucerne, Neuchâtel, etc.

the best thing I can advise when chosing location apart bringing tax rates and potential tax negotiations and structures, is advising people to come to Switzerland, have a week or 10 days there and go and spend some time at the selected locations. That's only this way that they find out if it suits to their needs or not.

Regarding your question on small businesses, there is as such not a strong supportive tax law for sole proprietorship or small companies. There is no particular (or limited) tax incentives and it does not change a lot from a tax point of view if you go to ZH, GE, NE or anywhere in CH. If you need to negotiate any tax ruling with the tax authority, I would say then go to a tax authority which is reactive. Therefore absolutely avoid VD and GE and go to NE, FR, VS and generally most of the German speaking cantons (even ZH!). But part of that, as long as you fulfill the conditions for a special tax treatment and your request has been well addressed, I don't see any difference from a tax point of view in cantons wishing to attract that kind of business. I would rather tend to say that small cantons are probably more willing to help than the bigger cantons.

From a legal point of view, Switzerland is generally a good place for small businesses, perhaps not as flexible as other locations, but still very easy to manage compared to some locations in Europe.

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The Cantons like 4 categories of companies and are willing to give them tax and other concessions: Large companies that will hire many workers. Makes the concessions politically acceptable. Affluent companies. Because some taxes are better than no taxes. High tech companies that will invest in R&D and eventually trigger investments in production. Famous companies. Hoping that these will attract other companies. The Cantons are not motivated to make concessions for knowledge boutiques. These are flexible and should seek the generally low-tax cantons. Of course, there are subjective and soft factors, which are often more important than minimizing taxes.