What health expenses are tax deductible?

Finance, Taxes, Banking, Insurance and Retirement
1
Are fertility treatments not covered by the insurance tax deductible?

Thanks

2
Probably not.

Tom

3
What is the Insurance tax deductible?

Call your insurance.

4
Diabetes (3000 per year)

5
In Ct. Bern, fertility treatment costs are tax deductible if ordered by a doctor even if health insurance will not cover them. See para. 4.2:

http://www.taxinfo.sv.fin.be.ch/taxi...d+Unfallkosten

Added:

Decision 116/2002 by the Ct. Basel Stadt's Tax Appeals Commission dated 19 January 2006 states that artificial fertility costs are tax deductible if directed by a doctor. Search on "Entscheid der Steuerrekurskommission des Kantons Basel-Stadt

Nr. 116/2002 vom 19. Januar 2006" for a downloadable pdf for details.

6
They definetely are in Vaud. They might be queried, but if you have the receipts they will be permitted even if the expense is abroad.

7
For folks in SZ, see page 21:

https://www.sz.ch/public/upload/asse...016_HA_DEF.pdf

Abzugsberechtigt sind Krankheits- und Unfallkosten der Steuerpflichtigen und der von ihnen unter- haltenen Personen. Als abzugsfähige Kosten gelten insbesondere die ungedeckten Aufwendungen für Ärzte, Zahnärzte, Spitäler, Kliniken, Kuren, Pflegeleistungen, Therapien, Medikamente, Impfungen, andauernde lebensnotwendige Diäten, In-vitro-Fertilisation, medizinische Apparate, Prothesen, Brillen und Kontaktlinsen. Die geltend gemachten Abzüge sind detailliert aufzuführen.

Roughly translated:

Sickness and accident costs incurred by taxpayers and their dependants are deductible. In particular, uncovered expenses for doctors, dentists, hospitals, clinics, cures, nursing services, therapies, medication, vaccinations, ongoing medically necessary diets, in vitro fertilisation, medical equipment, prostheses, spectacles and contact lenses are regarded as deductible costs. The deductions claimed must be listed in detail.

8

Not in canton de Vaud anymore.

9
Canton de Vaud is very mean with deducting medical expenses. The canton will only allow deduction of medical expenses if they exceed a certain percentage of your taxable income (I think something like 15 or 20%). However, the totality is deductible from the IFD (Federal tax), so it is worth listing the expenses on your tax declaration.

Note the medical expenses are what you have paid after deduction of refunds from medical insurance.

10
It is the same in canton Neuchâtel.

11
Any of you know if this is also the case in SZ? I seem to remember a similar provision, but for the life of me can't find reference to it at the moment.

(An American in the Steuerparadis I'm not all that interested in hunting down deductions from CH taxes. Anything I save in CH only ends up in Uncle Sam's coffers, so Helvetia might as well get a larger cut...)

12
5% here.

Tom

13
2500 here.

Tom

14
I send everything to my insurance....that is, everything from doctors, pharmacies, hospitals. Then the insurance decides what they’ll pay and I get the statement back from them at the end of the year, including what they paid and what was refused, deductible, or part of the 10%. I add on glasses and dental care and put all of that on the tax return. I figure report and document and see what happens.

for 2018, i’ll Have to chase down my knee related expenses, although I probably spent no more than 200 chf for crutches and an icing/compression sleeve. Everything else was covered.

15

Thank you very much!!