Do you have coverage that may used, here?
1) The car is registered in SZ for a Limited Company.
2) However as we were told the car is in Kosovo.
3) We were told that the car repair in BMW garage in Kosovo will cost 1100Euro, but "it is fine if we just pay them 1000CHF".
4) We contacted BMW garage in Kosovo and they gave use repair cost of 250EURO.
5) We contacted BMW garage in Zurich - they asked for 600CHF. ( If CH is the second expensive country in the world, it looks like Kosovo is the First one )
6) We offered the 350CHF and waiting for their feedback.
What could be the possible worst case of continuation of this story ?
TiMow mentioned personal insurance further up the thread - I second this. You should sort your family out with coverage which includes legal. It doesn't cost very much per year and will cover you for incidents like this.
...which, according to Murphy's Law, never happen when you are fully insured...
Tom
I quite understand that you don't want to be ripped off, and it does sound like he's being rather cheeky; but your son did cause the damage and it's not fair that you now seem to expect the car owner to pay for the repair just because he's been a little ecomomic with the truth.
The OP should at the very least pay what the damage repair actually costs, the car owners insurance risks goes up for one thing, and we all know how you feel about insurance!
I don't see how the car owners insurance goes up, he is unlikely to claim & his excess will probably cover the claim. I doubt the insurance will have any knowledge of the incident, they probably don't even cover parking insurance, which is an extra above full insurance. I only ever have 3rd party insurance & self insure all losses & have done so for 35 years,
Liability insurance would cover the costs of the repair.
Post #9, the OP say's they're just going to offer the car owner 100chf to cover the cost of his increased premium.
I have no idea why they would make such an offer.
Which is a pretty small amount really (especially compared to what the owner was trying to get out of them originally, but he must have told them which garage he was using!).
Personally I just think that the OPs son has damaged an innocent party's property and the least they should do is cover the by now established real cost of the repair (€350).
I know I've been in a couple of similar situations over the years and my sons have learnt valuable life lessons about respecting other peoples belongings, and I've tried my best to ensure that if our property is similarly damaged it's paid for by the person responsible.
Had the car owners been honest I think they should be paid in full & without delay, however after an attempt at fraud I think its best to do nothing further at this point. I suspect such fraud is a criminal matter,
Falsifying documents is up to 5 years in prison iirc, that would include emails.
But that does not alter the fact that the OP is responsible for the damage (as the parent of the offender), and is now seemly trying to get out of paying up.
Unless there's a physical paper trail, there's no proof of fraud; the car owner could always say it was a simple misunderstanding due to language problems on the part of both parties, and reading back through the thread there is no mention at all of there being anything in writing, it's just 'he said, I said'.
Which won't stand up in court.
And I guess it's still possible that the car owner could sue for costs as the OP has admitted that his son being responsible.... but there again it's the same scenario, unless there is something in writing it's going to be difficult to prove: for both sides.
It all comes down to morals in the end; can you justify (and live with the thought of) not paying for damage you're responsible for just because the other party isn't a saint?