I am Swiss and resident in Switzerland and I need to have a bank account with French IBAN, does anybody knows if/how it is possible ?
Thank you all !
I am Swiss and resident in Switzerland and I need to have a bank account with French IBAN, does anybody knows if/how it is possible ?
Thank you all !
Tom
Why do you need a French IBAN?
it depends what you want to do...
It will not be French but in the Euro zone (SEPA). In my knowledge French company can't refuse to deal with a SEPA account.
By the way, Postfinance even has current EUR accounts without any fees for incoming/outgoing transfers.
Cash withdrawals/deposits in EUR
at a UBS/CS ATM
1% of the amount
at a UBS counter
– up to the equivalent of CHF 1,000
2% of the amount
– from equivalent of CHF 1,000 to CHF 50,000
1% of the amount
Account maintenance per month
Standard1 Traditional2
• With total assets of at least CHF 10,000
(or equivalent in EUR) held with UBS or
with building financing/a mortgage from
UBS
CHF 3
CHF 7
• Otherwise
CHF 5
CHF 9
https://www.ubs.com/ch/en/private/ac…nto-eur-en.pdf
In Postfinance, they only charge you if you withdraw EUR at the counter. If you withdraw from the ATM it is free of charge, you can withdraw a maximum of 4k per day and 20k per month per account, which is more than what a normal person would need. Wire transfers (in & out) are free with Postfinance, whereas with UBS incoming transfers are free and outgoing transfers have a 5 EUR (or maybe CHF???) charge (have not checked this yet though).
I need to pay for services in France (for example Internet provider SOSH) and they can only accept payments from an account in french bank. Therefore I need french IBAN.
That is exactly the problem - IBAN "CHXXXXXX" is not accepted by service companies in France
Revolut can not offer french IBAN for Swiss residents, I checked.
They do refuse. Example SOSH Internet provider.
I guess I will have to do this. I was just hoping to do everything via internet and have it for free, like basic Revolut account.
They say you can also pay with a credit card.
Check out Credit Agricole, they offer cross border account opening https://www.ca-nextbank.ch/en/en/ban…nd-cards.html#
I have an Euro account with IBAN with Revolut.
Like I was saying before not French but in the SEPA system.